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TRAVEL ADVISORY

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While travelling, security en route / at your preferred destination is paramount. Terror Alert shall be one of your major security scares. Terrorists operate in the same way as Cartels (see Cartelization Article in the Diplomatic Lifestyle Journal September 2016 Edition). They always target places where the impact shall be high and widely felt. As a result, they are able to get very many people killed and injured or cause massive structural damage on areas that they need to sabotage with minimal effort. Such places include but are not limited to: Stadia Events, Spectator Routes for events such as Marathons / Car Rallies / Air Shows etc, Congressional Meeting areas such as Church Events / Parliamentary Sessions / National or State Events e.g. Celebrity Weddings / Funerals / Political Rallies, Public Services / Products access areas e.g. Shopping Areas / Passenger Pick Up or Drop Off Terminals / Passenger Service Vehicles or Public Means of Transport.

 

Terrorists attack because of extreme Religious / Social / Political beliefs, which unite them and motivate them to strike without care. In their world, you are either with them or against them.

 

An example of terrorists attacking due to social and political reasons may be because their geographical region has been annihilated. Dissidents in the area shall then seek for secession / independence from the wider state / region/ locality. If diplomatic ways of resolving the conflict fail / is deemed to be slow or produces unwanted results, then the dissidents shall result to violence. As usual, violence begets violence. The ruling government shall ensure that dissident violence is countered with brutal force and law enforcement techniques. The outcome being a fueled violence and dissidents bombarding or attacking national monuments such as Government Offices, National Embassies, National Police Stations, Killing Senior Government Officials / Celebrity Sympathizers etc.

 

You should be aware of areas that have long-term outstanding conflicts as they put in place strict security surveillance or enforcement techniques, which are prone to proxy wars. These proxy wars can result to terrorism related activities or incidents.

 

When an incident takes place, do not stop by just to add up to the spectators that are crowding up the area. Unless you are going to be of help, move on and inform relevant authorities to follow up / investigate the scene. Lingering about may cost you, as a second explosion / shooting incident etc may take place once the crowds are deemed to be sufficient by the terrorist. This as was earlier alluded to, is due to terrorists operating with numbers of fatalities. Crowds as usual, provide excellent numbers for them to take full advantage off.

To detect a terrorist, you use a Suspicious Person / Luggage / Movement Observation Technique abbreviated as SPOT, SLOT and SMOT respectively. This therefore enables you to identify a person whose behavior warranties keen attention. They may be behaving suspiciously because they are suicide bombers or are carrying a bomb-activating device. In case of shooting, these are the people concealing guns in their clothing as they wait for the opportune time to strike or grab an armed guard’s weapon and then shoot aimlessly to kill.

 

Scan your surroundings for any suspicious luggage, especially Unattended Luggage/ luggage that is deliberately concealed from plain sight with no one claiming responsibility for it. While on the road, be on the lookout for suspicious movement of transportation vehicles e.g. Planes / Personal Cars / Motorcycles etc. Cases of vehicles being hijacked / stolen/ hired and then being used for terrorism activities such as ramming them into crowds of people / buildings exist. These vehicles can be driven / flown by terrorists at unusual speeds / routes that deviate from the norm e.g. ramming into pedestrians footpaths / promenades.

 

In most cases, terror attacks occur during special holidays such as Easter or Idd/ Anniversaries that the terrorists want people to be aware of. You should always be on the lookout for intelligence reports on terror attacks. When used more intelligently, better intelligence can assist you in quashing / avoiding being involved in a terror attack.

 

As a human being, you can never be perfect all the time. You should therefore plan for the worst while hoping for the best.

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PEDESTRIAN SAFETY AWARENESS

PEDESTRIAN SAFETY AWARENESS

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When walking on the streets, always use designated pedestrian crossing points when crossing a road. If such designated pedestrian crossing points are not provided for, then take your time to cross the road.

 

If you do not consider this, you may end up being knocked down by a speeding vehicle and the driver may leave you there for dead. In case the driver decides to stop, he or she may decide to take his or her time before taking you to hospital. In the mean time, you will be lying there injured and may even end up dying at the scene as people take their time to take you to hospital. In as much as you may be in need of immediate medical attention, the driver may never bother about that.

 

In the case of a hit and run, other drivers may not bother helping you, as they will be in a hurry to undertake their chores. An example can be given of an incident where a person was hit by a vehicle that sped off, leaving the person there for dead. The person could not be rushed to hospital because other drivers did not want to have a bleeding person in their vehicles.

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This was so as they did not want to incur extra expenses / time of having their vehicles seats being cleaned of the blood stains that the accident victim will have bled in their vehicle.

 

The victim ended up dying due to massive bleeding as onlookers waited for the first responders to arrive at the scene.

 

If you value your life, then take your time to use appropriate crossing points. Shortcuts may help you attain quick results but the consequences are cataclysmic. It is better to be safe than to be sorry.

RANDOM FACTS ARE A PART OF THE DIPLOMATIC LIFESTYLE JOURNAL FROM WHERE MORE SUCH FACTS CAN BE FOUND FOR YOUR ENLIGHTENMENT.

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OIL & THE FUTURE OF TECHNOLOGY

OIL & THE FUTURE OF TECHNOLOGY

The use of Oil as a major source of energy shall end. In place of Oil, use of Electrical / Solar Energy shall take over. We shall therefore be driving Electric Cars / Vehicles / Planes and Ships. Electric Planes shall aid in airplane safety as the plane shall no longer be bursting into flames when it crash lands. The hull of the plane shall also be better reinforced as the extra weight that used to be occupied by fuel shall no longer exist. These extra lightweights shall be used to also increase the luggage capacity of the plane. In other instances, the plane shall also be able to fly for longer distances as their flight distance shall no longer be limited by its fuel capacity.

Electric Cars shall also be the norm of the day. As a result, carbon emissions shall be reduced. The Iron or Metals that shall have been used to come up with engines that use oil in Vehicles, Ships and Planes shall be redirected to other uses/ it shall also be possible to use old vehicle bodies to come up with Electric Engine Cars. This business venture shall generate a lot of money for those that shall venture into it as early as possible. Oil shall therefore be used to make Plastic Poles, Plastic Housing Materials, Plastic Tarmac etcetera.

Manually driven cars shall be outdated. Just as Automatic Gear Boxes started to overtake Manual Gearboxes, so shall Self-Driving Cars. Self-Driven Cars will help reduce those accidents that are caused due to human driver errors. This is because they shall be more intelligent and smart. Self-Driving Cars shall also be susceptible to errors, which shall require the human driver to manually override the self-drive mode to tackle them. These may be errors such as the self-driving system crashing or encountering a scenario that it cannot solve / has never been programmed to tackle. The good thing is that the self-drive system shall also be able to learn on the go.

Such a scenario can be seen when driving an Automatic Gearbox Vehicle where the driver may speed the vehicle without knowing. This is because the car engine is able to automatically increase speed depending on the drive terrain requirements. As a result, the driver has to constantly check the speedometer when driving. This problem with the Automatic Gearbox can be sorted by using preset automatic gear level speeds limits and gear level change / speed alerts. This alert can be placed on the accelerator pedal for the driver to physically feel while driving.

The good thing with a Manual Gearbox is that should you find yourself driving the vehicle at a speed bracket that is pre-set for a specific gear level, then the car informs you. The information may be in the form of the car body shaking uncontrollably or the engine sound being weird. These signs immediately make you aware of a problem with the vehicle speed that needs immediate correction.

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With the advent of Self-Driving Electric Cars, the possibility of having the same car flying shall also be real. There shall therefore be a need for flying cars regulations. These regulations shall include the need to fly the car in designated coordinates, periods and in stipulated situations. There shall also be a need of having accident mitigations and safety standards for the flying car occupants and the public at large. Some of these accident mitigation measures shall have already been incorporated in Self-Driving Cars. Additional regulations shall include flying car drivers training and licensing requirements, Automatic flying car stop/ refusal to fly in unstipulated car flying coordinates. The relevant standardization body shall also have to ensure that the Flying Car meets Minimum / Set Standards.

Quantum Webmatics shall be the norm of the day. This is where one can be able to share a File / Access a Webpage using a Virtual Server. This Virtual Server shall be Individual User’s Computers where any computer can act as a Server instead of having a single Server being accessed by many computers. Individuals Computers shall act as Servers if they agree so and a copy of the Files / Web Pages stored there. These copies shall be automatically updated on the computer. The same copy of Files / Web Pages shall also be duplicated on other user’s machines. The User that wants to Share / Access the Web Page shall be able to randomly do so. This scenario shall turn out to be a nightmare to Web User Resource Locator / Internet Protocol tracking / blocking. The reason is that, it shall be difficult to block the file sharing / website as you cannot shut down the millions or billions of computers that shall have duplicates of the Webpage / File Sharing or Hosting worldwide.

Astronauts / Space Orbital Machinery / Equipment will also be able to not just operate on Solar Power but shall also be operating using Electric Power. This shall enhance space exploration, as equipment shall be able to venture into areas in space where there is no Solar Power. They shall also be able to travel further into the universe and be able to land in planets such as Mars or Exoplanets or Stars like Pluto. Space Orbital Houses shall now be able to position themselves in orbit at will.

These Astronauts / Space Orbital Machinery / Equipment shall be strategically spaced out from the Moon to Pluto / Exoplanets so that Staff / Food Supplies can be freely interchanged within short distances.

With the advent of Quantum Power Generators, widespread electrical outages will be outdated. This is because Power Substations shall be interconnected.

Each Power Substation shall be an independent power generator. In case of a disaster that may result to the shutting down of a particular Station / Substation, power shall be distributed to the power grid of that particular Station / Substation through alternative grid routes. During disasters, it shall also be easy to set up an Emergency Command Center while using Quantum Power Generators that do not use oil as their source of energy. This shall also make use of Water Desalination Plants to be cheap to operate / use.

Electric Ships / Trains will also be able to operate without having to connect / reconnect to the National Power Grid. This shall be possible, as they shall be using the previously mentioned Quantum Power Generators. As a result, Ships shall be able to sail further and to carry more cargo (as there is no need of having oil tanks).

Water Desalination Plants shall be easily set up as the cost implications of powering them shall be low. Quantum Power Generators that are not dependent on fossil fuels, as a major source of energy shall make this possible. This shall also make Electric Space Travel Stations possible. Introduction of Nano Quantum Power Generators shall be used to power devices such as Mobile Phones, Wristwatches etc. An increase in Flying Ships shall also arise thereby posing a challenge in maritime management.

RANDOM FACTS ARE A PART OF THE DIPLOMATIC LIFESTYLE JOURNAL FROM WHERE MORE SUCH FACTS CAN BE FOUND FOR YOUR ENLIGHTENMENT.

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Diplomatic Lifestyle Journal March 2017 Edition Reviews

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PROFILE SHOPPING

Written for DIPLOMATIC LIFESTYLE JOURNAL

March 2017 EDITION| diplomaticlifestyle@gmail.com

When you go out to shop for a Product / Service, you always expect the person selling the Product or Service to treat you with courtesy. This is because they expect you to come back again / refer more people to come and shop with them. Unfortunately, this is not always the case. Some Luxury Fashion Labels / Shops / Retail Stores usually decide to stereotype people and generalize the way that they are portrayed. For instance, a Luxury Fashion Label / Shop / Retail Store may use secret code to alert employees when a specified person of Color or Race or Dress Code enters the store. Employees are then trained to stereotype customers by generalizing them on how they should be portrayed.

For example, some customers may be walking to a hotel that they are staying in for some time. The day may turn out to be hot and humid. They therefore decide to stop at a nearby Café to cool down as they are tired, hangover and sweaty. To get to the Café, they pass through a certain malls corridors, past a Mortgage Center (which was opposite the Café). The Mortgage Center clerks encircled the customers asking if they could be of any assistance etcetera. The customers politely decline and head to the Café. Within a short period, two well dressed persons who obviously have money to spend walk into the Mortgage Center. The clerks ignored them. The reason behind the former customers hounding is that they looked homeless and were out of their buyer demographics. They were the ones being profiled and the well-dressed customers were their target demographic. That is why the clerks did not bother to keep an eye on them.

People are stereotyped based on what they can be able to afford / what most people of that demography buy; instead of just focusing on their Race / Skin Color / Dress Code. Most sales agents are on a commission-based salary. They always want to sell to anyone, but also take precautions to avoid selling to non-willing / uninterested customers. In real sense, one should not have to dress in business casual in order for him / her to get a service.

The Diplomatic Lifestyle Journal and Sanfordestroe Company do not sell their Products / Services through Acclamation, Obstruction or Appearance Profiling.

* When your company sells through Acclamation, you usually find yourself placing noisy

speakers at the entrance of your premises to market your products. Such noise usually

brings attention to the store but most customers are usually irritated by it.

* When your company sells through Obstruction, you usually place your products on the

pathway that customers are supposed to be walking on. This is usually done to

physically alert the customer of the product and it really irritates a majority of

customers. This is because they have to maneuver their way on the walkway to pass

through as they head to their destinations.

AND MANY MORE INSIDE THE JOURNAL

 OTHER ARTICLE REVIEWS

Diplomatic Lifestyle Journal December 2016 Edition

Diplomatic Lifestyle Journal September 2016 Edition

WEALTH TRADING

Written for DIPLOMATIC LIFESTYLE JOURNAL

March 2017 EDITION | diplomaticlifestyle@gmail.com

Building wealth is a process that takes time to accomplish. For you to be able to multiply your income sources, one of the areas that you will find yourself being involved in is Trading / Investing. You may find yourself being involved in Forex Trading, Commodities Trading, and Futures Trading etcetera.

Wealthy people always want to develop relationships with other successful / wealthy individuals. This therefore makes them to be very particular with the people that they associate with. Since wealthy people have excess money that they are not using, they always endeavor to multiply the money to have enough money to:

* Cater for the unknowns.

* Invest in the stock market as strategic savings.

* Launch a side business.

* Invest in profit yielding real estate / properties.

In order for you to be able to increase the amount of money that you are saving, you need to:

* Track how you spend your money. This will enable you to be aware of instances where you

are spending your money badly or instances where a vendor may have erroneously

charged you for a Product / Service.

* Minimize your spending.

* Buy quality Products / Services.

* Maximize on your income generating sources.

Surround yourself with people that will encourage you to follow your own goals. Encouraging yourself to be with people that give you negative energy shall only worsen your situation. We have three kinds of people that you should be able to identify. These are C+ People, C People and C- People.

* C+ People are people that bring out the positivity in you or people that encourage you to

follow your own goals in spite of how ridiculous the goals may seem to them. These are

people that you should See (C) More (+).

* C People are people that you meet or interact with as you undertake your daily chores.

They are more or less like your acquaintances. These are people that you just C (See) but

do not usually spend most of your time with.

* C – People are people that give you negative energy. You should always avoid these

people as they do not add / give any value to your life. They are therefore people that

you should See (C) Less (-).

OTHER ARTICLE REVIEWS

Diplomatic Lifestyle Journal December 2016 Edition

Diplomatic Lifestyle Journal September 2016 Edition

Always aim to learn new skills. These new skills shall help you to grow as an individual. You can be able to learn these new skills by:

* Learning them in an Educational Institution.

* By joining Groups / Clubs that are enthusiastic of a new Skill / Technique that you want to

know.

* Through Self-Improvement etcetera.

You cannot be able to save until you have paid off your debts. Carrying debts that have compound interests is bad. Such debts should be avoided at all costs. Financial Stress always changes people for the worse. Do not let financial stress ruin your life since life is too short for you to live it as a spectator.

Investing / Trading requires hard work / effort. You need to spend quality time researching on stocks of instruments that suit your style of investing. Copying other people’s style of investment is not acceptable as everyone has a different risk appetite. It is recommended that you stick to the basics when trading. You can start by finding Non-Correlated quality Stocks or Exchange Traded Funds. Non-Correlated Stocks / Asset Classes are Stock / Asset Classes that tend to not move along with the wider stock market for example Gold and Silver. Exchange Traded Funds on the other hand are a pooled investment instrument that you can use to access a diversified exposure to a particular area of the market. These areas can be in Stocks, Bonds, Commodities, Currencies or a blend of assets.

In Exchange Traded Funds, investors buy shares that represent a proportional interest in the pooled assets. These shares can be bought directly from any Brokerage Accountant. Exchange Traded Funds can take place any time the markets are open, you can sell short, place a stop loss or limit orders and can buy them on margin. Always remember to not trade Exchange-Traded Funds in the first and last minutes of the trading day.

Exchange Traded Funds Risks include:

* Exchange Traded Fund Shut Down. In such an instance, the fund is always liquidated

and Shareholders paid in cash. You should always sell out of an Exchange-Traded Fund as

soon as it announces that it is closing. Remember to avoid rushing to trade with an

Exchange-Traded Fund just because it is trending.

Always apply due diligence and make an extensive research on a fund as it may be on the

verge of shutting down / may be at risk of shutting down / may be shutting down.

* Broken Exchange Traded Funds occurs when a country experiences a Revolution / Crisis

that forces the country’s stock exchange to shut down for a period that may last for days

or weeks. During the closure, investors may expect it to open from where the market was

before the Revolution / Crisis. However, when the stock exchange opens back again, the

market may be flat thereby forcing the Exchange Traded Fund to plummet in value.

AND MANY MORE INSIDE THE JOURNAL

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GATED COMMUNITY EXPLOITATION

Written for DIPLOMATIC LIFESTYLE JOURNAL

March 2017 EDITION | diplomaticlifestyle@gmail.com

Living in a Gated Community is the envy of many homeowners. It makes them feel as if they are living in an exclusive and secure residence. If the amenities and alternative access roads are properly Designed, Managed and Catered for, then you have no need to worry / be troubled. However, in some instances, this may never be the case especially when unscrupulous residents with egocentric ideas decide to influence or manipulate the Residential Area Decision-Making Process / Organs.

To give you an idea of what may happen; we are going to use a Virtual Community Estate / Residence. You may have desired to own your own home with a nice garden instead of renting one. You happen to get a place where you can set up your dream home. At the time of buying land, the place happens to be having few residents since many people have not yet bought the allocated pieces of land.

The design of the location is strictly residential to provide residents with a serene, quiet and lush green environment to live in. Soon, the place is substantially occupied. Cases of houses being broken into and thieves getting an easy way out without being caught started to arise. Some of these thieves had the courage to carjack residents. They then had them driving all over the estate while harassing them. Residents came up with a unanimous resolution in their estate meeting to have each Estate Zone Boundary Streets / Routes gated. The initial Estate Master Plan had the estate designed with open zones that allow for the mutual flow of people and cars. To cater for this initial master plan, estate residents decided that all Second Avenues / Access Roads were to be accessible to vehicles in case there is restricted access on the Estate Main Avenue due to cases such as vehicle accidents. They were therefore reserved as Alternative Vehicle Access Routes during emergency cases. The introduction of gates actually helped to curb estate carjacking and to restrict the easy movement / access by thieves.

Residents further decided to introduce Zonal Security Guards. This was done because of some residents had their family members being killed within the estate / being killed elsewhere and their bodies dumped within the estate. Robberies also became violent as robbers began stealing while armed due to restricted escape routes. It should be noted that most of these killings were predetermined as some spouses ordered the killing of their partners for monetary purposes. In other instances, these residents were being killed because of the underhand dealings that they were involved in such as drug trafficking, money laundering, tenderpreneuring etcetera. Some homes were also robbed because of the friends that the family members welcomed into their homes. These friends could see the lavish lifestyle that they were living in or be privy to inside information such as where the house keys are hidden for other family members to access when there is no one around. They could then tell other people, some of whom will turn out to be robbers. Sometimes even these friends could be robbers. In other instances, the people making the gates colluded with robbers to have an increase in their gate sales.

AND MANY MORE INSIDE THE JOURNAL

 OTHER ARTICLE REVIEWS

Diplomatic Lifestyle Journal December 2016 Edition

Diplomatic Lifestyle Journal September 2016 Edition

LOAN INTEREST RATES MANIPULATION

Written for DIPLOMATIC LIFESTYLE JOURNAL

March 2017 EDITION | diplomaticlifestyle@gmail.com

You may decide to go and acquire a loan that shall enable you to cater for crucial ventures. I would like to discourage you from taking a loan to cater for emergencies. Emergencies are planned for by saving. If you know the time value of money, then you know that when you borrow money, the returns must be magnified. You must always outperform your invested money to obtain an Exponential Return of Value. Whatever you do with borrowed money, your Rate of Return should always be better than your Borrowing Rate. Lending institutions know this very well and so should you.

CAN YOU NOT TURN UP AND STILL MAKE MONEY?

                       A loan is comprised of two components:

* The Principal Amount (This is the amount of money you are loaned).

* The Interest Amount (This is the amount institutions charge you for lending you their

money).

A loan also comes with Fees / Extra charges such as : Application Fees, Risk Premium / Insurance Fees, Negotiation Fees / Staff Commission Payments, Commitment Fees etcetera. Lending institutions get rich at the misery of others / from the misery of others. These institutions are in the business of making profits and self-gain is all that matters. You should therefore do proper research before taking any loan. You may be thinking that you have taken a superb loan when in the real sense, the person that offered you the loan did not fully disclose to you the loans terms and conditions.

This article is going to show you how to calculate interest on a Reducing Balance Interest Loan and Flat Rate Interest Based Loans.

REDUCING BALANCE LOAN INTEREST CALCULATION FORMULA.

Lending Organizations fix their Interest Rate to a Standard Rate that is determined by an external entity such as the Government, the Federal Reserve or the Central Bank. The external entity determines the Maximum Index Interest Rate that lenders can levy on their customers as determined by law. Lenders shall then base their loans on a Fixed Interest Rate that is determined by them and the Index Rate that was determined by the external entity. This index rate may vary over time, implying that your loan shall be constantly reviewed to reflect the new interest. When creating the product, the lender always ensures that, they incorporate the frequency at which the interest rate is reviewed.

Loans that are using an Index Rate are always updated anytime there is a new Index Rate. The interest rates quoted for such loans become the effective interest rate.

Interest Payable Per Installment = Interest Rate Per Installment * Remaining Loan Amount

For example:

If you borrowed a loan of 100,000 shillings and that loan was disbursed on the 15th day of the month with an interest review to be undertaken on a monthly basis. The loans Interest Spread as determined by the bank shall be reserved at a rate of 2% per month during the term of the loan.

At the time of taking the loan, the Index Rate shall be at 5%.

Loan Amount : 100,000

Interest : 5% (Index Rate) + 2% (Spread as determined by the bank).

Installment Payment Rate : Monthly

Loan Interest Rate Review : Monthly

Loan Disbursal Date : 15th / Month /Year

Suppose the external entity keeps the Interest Rate at 5% on the next month that you are supposed to pay the Loan, then the Interest payable shall be:

First Installment Interest Rate of 7% that is 5% Index Rate + 2% Spread as determined by the bank.

Interest Rate Payable = 7/100 * 100,000 = 7,000

NB: The loans Principal Amount of 100,000 may not be the amount that you shall actually get in your account  when the loan is disbursed. For instance, the loan amount may be less after bank charges have been deducted. Charges such as 3% Processing Fee = 3,000 Shillings and 0.6% Insurance Fee per Year = 600 Shillings. Hence, Amount shall be 100,000 – 3,600 = 96,400 Shillings. Other lenders may even decide to withhold money that equates to certain number (s) of loan monthly repayment amount to cater for loan payment delays. This amount shall then be deducted from the amount that   the client is supposed to receive in the account.

If the Index Rate is increased to 6%. The change will affect the loan repayment schedule as follows :  6% (Index) + 2% (Spread) = 8 %

If your Monthly Installment is 10,000 Shillings then you will have paid 7,000 Shillings as the Interest Amount and 3,000 Shillings shall have been used as payment for the Principal Amount.

The Second Months Interest Payment shall be :

100,000 – 3,000 = 97,000 as the New Principal Amount

97,000 * 8/100 = 7,760 as Interest Rate payable for that month.

Lenders using the Reducing Balance Method of loan payment always ensure that you spend the first two years offsetting the loans interest as opposed to the Principal Amount. If you go to the bank to request for a loan statement, that will help you to confirm that. You can also confirm if you are paying more of the loan interest as opposed to the Principal Amount is when you request to settle the debt / have the loan bought off.

If you are using your salary to calculate your loan ability,  the formula usually uses Gross Pay and not Basic Pay.

RECOMMENDATION

If you are borrowing for a long period, then a Flat Rate Interest Loan is recommended. When borrowing for a short period, then a Reducing Balance Interest Rate Loan is recommended.

Some institutions utilize a true Reducing Balance Loan where you have a constant Interest Rate for the duration of the loan. The Interest Amount is also calculated after the Principal Amount paid has been deducted. The advantage of borrowing from institutions where you own shares is that you end up getting paid dividends when they make profits.

AND MANY MORE INSIDE THE JOURNAL

DRUG DEBUNKING

Written for DIPLOMATIC LIFESTYLE JOURNAL

March 2017 EDITION | diplomaticlifestyle@gmail.com

Nicotine is a poisonous chemical that contains Nitrogen. Nicotine is produced synthetically or made by the tobacco plant as a means of protecting itself from being eaten by insects.

The tobacco plant is native to the Americas and Native Americans initially used it during sacred rituals and as medicine. Nicotine is extracted from tobacco leaves through solvent treatment or by steam. Nicotine was first used as an agricultural insecticide in 1763 when it was sprayed on vegetation to kill / deter insects.

Nicotine either killed / deterred insects as its effects are lethal to the nervous system. There have been reports of gardeners dying from handling nicotine in a matter of minutes due to respiratory failure.

In 1828, Nicotine was extracted from tobacco Leaves.

In 1614, Beggars in Seville, Spain invented cigarettes. These beggars used to collect scraps of cigars and then rolled the tobacco into small pieces of paper. Before then, tobacco consumption used to be limited to either chewing tobacco OR smoking tobacco / cigar.

HOW NICOTINE WORKS

After a smoker inhales, nicotine is absorbed by your body through the Mucosal Linings of the Mouth , Lungs and Nose while the rest is absorbed through the Skin. This nicotine then travels through the bloodstream to the brain. Smokeless tobacco products such as Skin Patches, Gum and Chewing Tobacco deliver their Nicotine Fix when it is absorbed through the Gastrointestinal Tract or Skin. Once nicotine has entered the body, it is immediately absorbed into the bloodstream. From the bloodstream, it has access to all the major organs of your body e.g. the brain. Nicotine shall then stimulate Adrenaline Glands to produce Epinephrine. This increases your heart rate and blood pressure while constricting your blood vessels, making you alert. Epinephrine also triggers Glucose to be released in your body. This Glucose then gives you a short-term energy boost.

Nicotine binds to specific receptors on the Presynaptic Neuron. Nicotine binds to Nicotine Receptors on the Dopamine containing Axon Terminal (found in the Nucleus Accumbens) resulting in the release of more Dopamine. This then makes the smoker to enjoy the pleasure of smoking and to have the desire of using it repeatedly.

AND MANY MORE INSIDE THE JOURNAL

RANDOM FACTS

 ENTRUSTED EMPLOYEE

 

Whenever you set up a Company, always ensure that you have put in place proper Company Policies and Guidelines / Procedures. A Company that is selling high-end vehicles had a Client requesting to view three vehicles to fully decide on the vehicle that he shall buy. The Company Director then called one of the employees to have the vehicles delivered to the client’s offices for viewing. The employee decided to get two of his friends to drive the other two vehicles as there was no one else to drive them. En route, armed robbers waylaid the vehicles convoy and forced the drivers to drive to a nearby forest. The drivers were left stranded in the forest and the robbers drove off with the vehicles.

The company employee then reported the matter to the police at the nearest police station. In the mean time, the Company Security Guard together with the employee’s two friends decided to go into hiding. The employee was then arrested and charged before court for conspiring with others (who were not in court) to rob the company of three vehicles. In court, the employee was tried and the charges were dismissed due to insufficient evidence and shoddy investigations.

This was possible because:

  * The Telephone instructions that the Director gave the employee were unsubstantiated, as

they were not recorded.

* When the Vehicles were leaving the Show Room, there was no Documentation signed by

the Drivers to acknowledge the same.

* When the Vehicles left the Company premises, the Security Guard was not given any

Dispatch Documentation to log the same in a Register.

The company ended up losing the Vehicles at their own expense as the Cars had no Insurance. The element of mutual trust between the employee and the employer is good but in cases where proper documentation must be done, no compromises are acceptable.

AND MANY MORE INSIDE THE JOURNAL

OTHER ARTICLE REVIEWS

Diplomatic Lifestyle Journal December 2016 Edition

Diplomatic Lifestyle Journal September 2016 Edition

Mind Mining Education System

Gated Community Exploitation

diplomatic-lifestyle-journal-december-2016-edition-without-author-name

GATED COMMUNITY EXPLOITATION

GATED COMMUNITY EXPLOITATION

 Written for DIPLOMATIC LIFESTYLE JOURNAL

March 2017 EDITION | diplomaticlifestyle@gmail.com

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Living in a Gated Community is the envy of many homeowners. It makes them feel as if they are living in an exclusive and secure residence. If the amenities and alternative access roads are properly Designed, Managed and Catered for, then you have no need to worry / be troubled. However, in some instances, this may never be the case especially when unscrupulous residents with egocentric ideas decide to influence or manipulate the Residential Area Decision-Making Process / Organs.

 

To give you an idea of what may happen; we are going to use a Virtual Community Estate / Residence. You may have desired to own your own home with a nice garden instead of renting one. You happen to get a place where you can set up your dream home. At the time of buying land, the place happens to be having few residents since many people have not yet bought the allocated pieces of land.

This Diplomatic Lifestyle Journal March 2017 Article is provided as a free annual article for readers to sample Articles from one of our four yearly Diplomatic Lifestyle Journals  at : http://www.diplomaticlifestyle.wordpress.com

The design of the location is strictly residential to provide residents with a serene, quiet and lush green environment to live in. Soon, the place is substantially occupied. Cases of houses being broken into and thieves getting an easy way out without being caught started to arise. Some of these thieves had the courage to carjack residents. They then had them driving all over the estate while harassing them. Residents came up with a unanimous resolution in their estate meeting to have each Estate Zone Boundary Streets / Routes gated. The initial Estate Master Plan had the estate designed with open zones that allow for the mutual flow of people and cars. To cater for this initial master plan, estate residents decided that all Second Avenues / Access Roads were to be accessible to vehicles in case there is restricted access on the Estate Main Avenue due to cases such as vehicle accidents. They were therefore reserved as Alternative Vehicle Access Routes during emergency cases. The introduction of gates actually helped to curb estate carjacking and to restrict the easy movement / access by thieves.

DIPLOMATIC LIFESTYLE JOURNAL MARCH 2017 EDITION ARTICLE REVIEWS

Residents further decided to introduce Zonal Security Guards. This was done because of some residents had their family members being killed within the estate / being killed elsewhere and their bodies dumped within the estate. Robberies also became violent as robbers began stealing while armed due to restricted escape routes. It should be noted that most of these killings were predetermined as some spouses ordered the killing of their partners for monetary purposes. In other instances, these residents were being killed because of the underhand dealings that they were involved in such as drug trafficking, money laundering, tenderpreneuring etcetera. Some homes were also robbed because of the friends that the family members welcomed into their homes. These friends could see the lavish lifestyle that they were living in or be privy to inside information such as where the house keys are hidden for other family members to access when there is no one around. They could then tell other people, some of whom will turn out to be robbers. Sometimes even these friends could be robbers. In other instances, the people making the gates colluded with robbers to have an increase in their gate sales.

 

The master plan for the Zonal Security Guards was to have each Zonal Avenue / Street paying for the Zonal / Street Security Guards by having each Plot / Homestead contributing an equal amount to the security kitty. The zone had a Main Entrance Access Route from the Estate Main Avenue, which also needed to have a security guard at night and during daytime. To cater for this, two Guards were to be selected by having one Guard being obtained from each Zonal Street / Avenue in planned successions. One Guard was to operate the gate during the day while the other at night.

 

Due to greed and malicious intent, some residents then decided to scrap the idea and introduced independent Guards to operate the Main Zonal Gate. These guards were to be externally sourced and each homestead that had a vehicle required to pay extra charges at the main avenue gate. These monies were to be used to pay the security guards salaries / allowances. Assuming that each Zonal Avenue has 25 Homesteads and that the Zone has five ( 5 ) Avenues. Then the Total Number of Homesteads shall be 25 * 5 = 125 Homesteads. At the entrance street of the Main Zonal Entrance Avenue street, we have an additional 15 Homesteads thereby making a total of 140 Homesteads. The sample layout of the zone shall be as shown in the diagram below.

 

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Diagram ILLUSTRATED BY MBATI V A for the Diplomatic Lifestyle Journal.

Assuming that each Household pays 500 Shillings per month for Zonal Entry Gate Security Charges. The total money collected per month shall be : 500 Shillings * 140 Households = 70,000 Shillings.

 

Annual Gate Security Charges Collection will be  : 70,000 Shillings * 12 Months = 840,000 Shillings.

 

The gate can be manned by two (2) Guards at daytime and another two (2) at night. Each Guard shall be paid 10,000 Shillings. The total Monthly Security Guards salaries shall be 4 Guards * 10,000 Shillings = 40,000 Shillings.

 

Annual Guard Salaries shall be 40,000 Shillings * 12 Months = 480,000 Shillings.

 

Actual Gate Collections = 840,000 Shillings – Actual Security Guard Salary payments (480,000 Shillings) = 360,000 Shillings in excess for the Project Schemers’ to use as dubious payments to line their pockets.

As for the residents, they will find themselves making double security payments when in real sense they are only supposed to be making only one payment. Other residents may even go a step further by manipulating the Zonal Street / Avenue Residents to gate their Zonal Street / Avenue to Residents only. This further curtails free movement of people within the zone due to an individual’s self-centered interests.

This Diplomatic Lifestyle Journal March 2017 Article is provided as a free annual article for readers to sample Articles from one of our four yearly Diplomatic Lifestyle Journals  at : http://www.diplomaticlifestyle.wordpress.com

To avoid being questioned as to where the excess security money is spent. The schemers usually come up with innovative self enriching projects such as Zonal Avenues public spaces cleaning, Zonal Avenues road maintenance fees (even if this is a government project or power service providers initiative to safeguard their transformers from being vandalized ), Zonal open drainage repair and maintenance fees etcetera. In reality, the Project Schemers exploited these zonal projects as conduits to enrich themselves. With time, other residents decided to have their Zonal Avenues totally closed from other Zonal Areas until whole zones were excised from other Zones. In as much as this was beneficial to them, it is actually not beneficial for the estate at large. This is because residents who wanted to walk to the main Shopping Center at the entrance of the estate could not do so while using the estate alternative routes. They were forced to go to the Main Avenue, which exposed them to incessant traffic flow.

DIPLOMATIC LIFESTYLE JOURNAL MARCH 2017 EDITION ARTICLE REVIEWS

Residents who exercise within the estate could not do so as their movement was curtailed or restricted. As a resident, it is always advisable to have an alternative route that you can use in case of the unexpected for example when running away from contract killers that have been hired to kill you. The same-gated community restrictions always act as emergency response delay obstacles. This is so because, if the first responders take a wrong turn, they will have to go back to the main entrance before going to the actual area of response. Police patrols are also hindered, as they cannot move freely within the Estate Zones / Avenues. You therefore end up not having an alternative access or response route in case of an emergency. In some instances, when you enquire from the residents as to why they had their Region / Zone totally closed from other residents, you will be amazed by the ridiculous reasons that they give in the name of Comfort / Security.

 

Given the high stake of private money involved that officials could pocket through Project Prices Inflation; being an official meant that you had to ease on your ethics. If you decided to be a whistle-blower on the underhand dealings of the officials, then all the officials had no option but to defend their secret. They will even intimidate you so that you do not reveal their secret.

 

Should you become adamant, then they had no option but to have you killed. When they decide so, they will ensure that it is done irrespective of whether you are Armed, Have Armed Security / Guards or are trained in Paramilitary / Military tactics.

DIPLOMATIC LIFESTYLE JOURNAL MARCH 2017 EDITION ARTICLE REVIEWS

Another public amenity that these officials may use is to request residents to contribute money so that they could supply each Homestead / Plot with Piped Water or Alternative Piped Water. They can therefore use the Water Project to source for armatures to undertake the Water Piping Services and to provide Expert Consultancy Services as well. In reality, they will cut corners and then pocket the extra money for themselves.

 

These schemes do not just take place in Residential Estates but in most places that have / use shared amenities such as Apartments / Condors. We hope that you are now aware on what may happen when egocentric residents decide to use the residential security system for their own gain.

This Diplomatic Lifestyle Journal March 2017 Article is provided as a free annual article for readers to sample Articles from one of our four yearly Diplomatic Lifestyle Journals  at : http://www.diplomaticlifestyle.wordpress.com

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Mind Mining Education System

MIND MINING EDUCATION SYSTEM

MIND MINING EDUCATION SYSTEM

Written for DIPLOMATIC LIFESTYLE JOURNAL

September 2016 EDITION | diplomaticlifestyle@gmail.com

 

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One of the most important phases in a person’s life is pursuing a good education. Your parents always ensure that you go to the best schools to acquire quality knowledge from the time you attain school going age till you reach the highest possible level of academia. In most instances, you never knew that education systems as we currently know them; actually came into being after the 19th century. It was at this time that industrialization had just started to flourish and so education was predicated to cater for industrialism. Subjects that were deemed as being the most useful in coming up with employees to work in this industries were given top priority in the education system.

You should by now have known that every education system on earth has the same hierarchy of subjects. At the top of these educational subjects hierarchy are Mathematics and Language subjects whereas Humanities subjects are always ranked at the bottom. This is simply because you are required to be able to listen to and to respond to whatever instruction that is being given to you. You are also required to know arithmetic so that you can be able to know how many hours of work your employer needs you to work and to account for money that you will incur or generate for your employer (this includes counting the wages that you will be paid after doing a satisfactory job at work).

In the Arts subjects for instance, emphasis is placed on the Art and Music subjects whereas Drama and Dance subjects are lowly ranked. This is because with Art, you can be able to decorate the workplace or draw signage to be used at the workplace to give instructions or show directions. Music subjects could be used to make you entertain employees at work so that they do not get bored or fall asleep on the job while working.

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Drama and Dance subjects are discouraged because they distract you from working as you have to concentrate on watching the actors involved. They were therefore deemed as important for home entertainment.

The education system is predicated on the idea of academic ability where the more exams you pass with extremely good grades, the highly likely you are to get employed or to advance to the next level of education. As a result, this education system is designed to filter out extremely excellent students to have the opportunity to work as trainers. The system also lets the best employees to also be trainers. This closes the education loop by creating a continuous training of entrants into the system while solving trainer attrition as shown in the diagram below.

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Diagram ILLUSTRATED BY MBATI V A for the Diplomatic Lifestyle Journal.

This Diplomatic Lifestyle Journal September 2016 Article is provided as a free annual article for readers to sample Articles from one of our four yearly Diplomatic Lifestyle Journals  at : http://www.diplomaticlifestyle.wordpress.com

Universities also distorted the academic system by designing their own institutionalized custom made mode of training students that suited their Image. This customization process has protracted to date.

As time progresses, more and more people worldwide are graduating in education, and this is as a result of advancements in technology (from where one can be able to undertake distance learning) and the effect of work transformation (which has resulted to employers increasing need of educated employees and especially those who have been trained in those fields of work that they have in their industries instead of having to train them afresh while on the job).

More people are also graduating worldwide because of Demography and the huge explosion of the population as the average lifespan of a human being to live on earth increases, while infant mortality decreases. The process of Academic Inflation has come into being as a result of this many people that are currently graduating. This is because we have too many people graduating at the same time with the same academic qualifications. They then flood the job market seeking for employment thereby leaving the employer with no choice but to filter out the number by employing only those applicants that have added qualifications.

 It should be noted that at this day and age, having a degree is not worth anything. Sooner or later, even having masters will be worth nothing unless you have other qualifications to supplement it.

The kind of education that you need is one that is customized for you, with creativity and literacy being treated on equal status. Such a kind of education encourages you to concentrate on things that you like or on things that you are good at in school instead of stigmatizing or devaluing them. Creativity in itself is achieved by being prepared to fail when you take a chance while delving into the unknown; since you have no idea of what will play out in the future. It is in these uncertainties that you become ready to take chances even thou you do not know anything. This may necessarily not equate to being creative.

On the other hand, the same people that came up with a need for education to create employees (servants) also had another system of education that was meant to create employers (masters). This other educational system has fundamentally rethought principals in which students are taught. They have also been made to be too costly beyond the reach of many so as to create fewer masters and plenty of slaves at their disposal.

This elevated educational system hierarchy has adopted a new concept of human ecology to that of a rich human capacity  and that which makes you to be able to know how highly talented , highly  creative and brilliant you are.

DIPLOMATIC LIFESTYLE JOURNAL SEPTEMBER 2016 EDITION ARTICLE REVIEWS

As for the employee customized education system aforementioned , the students mind is stripped to its basic capacity and then customized to cater for either the current employment or future employment requirements more or less the way we strip mine the earth for a particular mineral or commodity.

The elevated educational system has radically reviewed fundamental principles of teaching a child including the way in which intelligence is perceived. Intelligence being the intellectual capacity of humans which is in itself a complex topic but is basically the ability to learn, present problems and to solve problems.

The human brain has different parts, each with its own special properties that mutually interact in spite of the different ways that they perceive things. As a good student, you should be able to have the ability to operate the way your brain works.

With that insight, I now hope that you have been enlightened as to how the education system works and can now comfortably know if you are designed to come out of it as a slave or as a master.

This Diplomatic Lifestyle Journal September 2016 Article is provided as a free annual article for readers to sample Articles from one of our four yearly Diplomatic Lifestyle Journals  at http://www.diplomaticlifestyle.wordpress.com

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OTHER ARTICLE REVIEWS

Diplomatic Lifestyle Journal March 2017 Edition

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Gated Community Exploitation

INCOME DIVERSIFICATION

You can be able to diversify your income when you use the following business ideas.

 

Creating an e book:

Times are changing rapidly, and with it, people are always endearing to catch up with what is currently trending so as to embetter themselves. Write about what you know or spend much time either doing / talking about. Sometimes this e book can be a course since people prefer learning things by searching for them online. This avenue can be used to create a subscription business where people get value for what they are exclusively paying for. If you have good content that people value, make sure to find a way of charging for it instead of giving it out for free.

 

Create a network:

If you have a huge following / fan base, then make money off it. You can use your following to get paid to feature a product / service at a fee. This feature can even be in the form of a blog post / status update for your site / fan page on a social networking site.The more friends / fans / followers that you have, the more money you can make. You can also make money from blogging for different publications. The better you write and the more following you get, then the more money you get are likely to get as payment. If you have a referral / affiliate program for a product / service, sign up and obtain your own unique URL which you can share and then get paid as your following / fan base subscribe to it / buy the product / click on the URL. If the company does not have an affiliate program, then enquire if they have an affiliate code.

 

Resource Utilization:

If you consistently do a specific task, then you are likely to have several templates / strategies of that task which you can package nicely and then sell to clients. Create a package that beginners in an industry or setting that is difficult to navigate at first can use e.g. An Introduction to XYZ or XYZ Basics. This package can also be sold to a company that is interested in using it as give away content to its customers.

 

Sell your Notes:

Take notes / videos on content that you love reading / watching or are studying or are researching on. You can then sell them (especially on things that teach people on how to do something on their own).

 

Create an Online Business:

This can be used to generate extra income by using your online business to transfer customer orders and shipment details to the manufacturer or another wholesaler / retailer; for them to ship the goods directly to the customer without you having to keep the aforementioned goods in stock.

 

Create a Job Agency:

Use your agency to find jobs / source for tenders which you can use to subcontract the awarded tenders / jobs to other people at a fee. You can also employ qualified people that are currently out of work to do the extra work so as to boost their work experience resume at a fee.

 

Freelancing:

Freelancing can be scheduled alongside a regular job / routine as it centers on deliverables and not on hours worked. One such example is websites design, Apps Design, Software / Program Coding etc. You can also provide on demand consultancy services at a fee

 

By diversifying your income streams, then you shall not have to worry about one catastrophe impoverishing you someday. The worst thing that you can do for yourself is to rely on only one source for your financial livelihood. There are just too many things that are out of your control for you to ignore having multiple income streams.

RANDOM FACTS ARE A PART OF THE DIPLOMATIC LIFESTYLE JOURNAL FROM WHERE MORE SUCH FACTS CAN BE FOUND FOR YOUR ENLIGHTENMENT.

MIND MINING EDUCATION SYSTEM

GATED COMMUNITY EXPLOITATION

INVESTMENT TRADING

INVESTMENT TRADING

A good investment always appreciates over time in order for you to make profits should you decide to sell it. Always consider the expected current income and the appreciation rate of any property before entering into a property deal. The most important advice in investment is that you should avoid the temptation of investing in too many areas. The stock exchange / the growing and emerging markets can be a good investment with the investor obtaining either good or terrible lessons from it.

 

First, there are brokerage fees and taxes that need to be paid to gains that are within the tax bracket.

 

Second, you need to have a good understanding of the stock exchange. You need to understand the terminologies, types of investors and some simple arithmetic. Then you need to decide if you are going to be an investor or a trader. All the same, you need to study market forces, volatility, values and some stocks. Volatility is the how and how often a stock changes its prices. Once you are able to master volatility, then you will have covered some distance in stock exchange.

 

Lastly, people make money and people loose money while trading in the stock markets. If you read widely / watch and listen to business news frequently, while understanding what happens on your desired stock positions, then you will enrichen yourself at the expense of those who loose. Stock market trading requires some good amount of starting capital in order for you to realize significant returns. Shares depreciate or appreciate. You are therefore not guaranteed of making profits at the end of the trading day.

RANDOM FACTS ARE A PART OF THE DIPLOMATIC LIFESTYLE JOURNAL FROM WHERE MORE SUCH FACTS CAN BE FOUND FOR YOUR ENLIGHTENMENT.

MIND MINING EDUCATION SYSTEM

GATED COMMUNITY EXPLOITATION

INCOME DIVERSIFICATION

Diplomatic Lifestyle Journal December 2016 Edition Page Reviews.

The Diplomatic Lifestyle Journal December 2016 Edition

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 MONEY SKEWING SCHEMATICS

Written for DIPLOMATIC LIFESTYLE JOURNAL

December 2016 EDITION| diplomaticlifestyle@gmail.com

 

In life, there are some common things that all human beings either have or need to have. That is food, clothing, shelter and money. As you strive to be amongst the economic 1%, you need to know / learn where to invest or deposit your money. One of the places that you will invest your money is in the bank. Before you even think of investing your money in the bank, you may be forced to decide whether you should have your treasure as a physical commodity (such as gold or prime property) OR as cash.

 

The first metal coins were minted in China and Turkey around 2500 years ago. Before then, people mostly traded using barter trade. This was possible because they were living in smaller communities and one could mentally keep track of their debts / credits. When people wanted to trade in outside economies or in far places, they always wanted to transact using something that is scaleable. This desire resulted to the invention of commodity money.

 

This commodity money had five distinct characteristics:

  1. The Money is easy to carry around.
  2. The Money can be easily identified.
  3. The money has the ability of having one value being substituted by several smaller values. And these smaller values should equally total up to the one single value that they are substituting.
  4. The Money can be easily cut into smaller pieces.

 

Coins were therefore invented as a mode of currency because they were more durable unlike grains / rare stones / fish etc. A more stable economic system was needed as undurable commodities were a bad store of value. A bad store of value can easily throw an economy / currency into turmoil. The need for money usually arises naturally as markets begin to develop and as people realize that they need some medium of exchange in order to procure a product or pay for services rendered. Money therefore originates from people and not governments. Coins enabled people to buy commodities across vast territories as long as people trusted the metal content that the respective authorities made them with. Authorities were given the mandate to supply currency in their respective territories. By minting coins in a steady and predictable manner, authorities were able to promote economic growth / stability.

 

As a result, money and political power was intrinsically centralized and linked. Authorities were able to levy taxes on their subjects through this universally accepted currency. These taxes were used to build palaces, to maintain their lavish lifestyle and to finance the wars that they constantly waged at the time. The authorities then started to substitute expensive metals with cheaper ones when minting new coins. This is called currency debasement. France used to debase its currency in every 20 months for 200 years. Currency debasement occurs when the value of the currency is lowered. It is particularly used when the quantity of gold / silver / copper etc is reduced in those respective metal coins. Currency debasement may encourage you to invest your money into other investment instruments such as Fixed Deposit Investments, Government Bonds, Real Estate Property etc. This is encouraged so as to have the money invested to create extra income as a shilling invested today, can be debased to fifty cents. In reality, you need to have that shilling multiplying several times in the future so as to counter currency debasement.

 

Traders found it cumbersome and risky to carry several boxes of coins while going to buy goods from far away markets. They also ran the risk of the money being stolen en route. International merchants therefore realized that one person’s debt was valuable and that it could be traded or transferred, if it originated from a reliable and trusted source. They therefore came up with an I Owe You (I.O.U.) Note that one could use as some form of paper money. This paper money was based on somebody’s promise to pay and not on hard commodities or metal. Many traders could write an I.O.U. Note and there was a need to have bigger players to act as intermediaries between them. This was because bigger merchants could supply / source for commodities from multiple traders. As a result, they were used as clearing houses for the I.O.U.s By acting as clearing houses, their mandate was to settle mutual claims and I.O.U. notes between traders / bigger merchant families that represented other traders under them.

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In 1913 the Federal Reserve was created after U.S. Bankers and Politicians decided that the country needed to have a permanent central bank as a matter of national significance. The Federal Reserve mandate included the supply or retaining of a single currency known as the Federal Reserve Note. The dollar as was earlier alluded to was still tied to gold. A strategic control of the U.S. dollar currency was used to control the countries economic booms / bursts.

 

In 1933, President Roosevelt introduced a controversial Executive Order that was issued on the 5th of April 1933 where all persons were required to deliver all gold coin, gold bullion and gold certificates that they owned to a Federal Reserve Bank, Branch or Agency OR to any member of the Federal Reserve System, on or before the 1st of May 1933. Failure to give the gold as requested subjected that particular citizen to facing a possible jail term. The Federal Reserve lured foreign governments and citizens to surrendering their gold to them by giving them a great payout unlike the fixed payout that the U.S. citizens were being given in exchange for their gold. Many were lured into the offer and a lot of gold entered the United States. These foreigners helped to spread the dollar currency across the globe.

 

Then came World War Two which devastated every major economy except the United States. This was possible as the U.S. owned more than half of the worlds gold reserve, and one could redeem the dollar for gold. As a result, the U.S. dollar became the worlds most stable and trusted currency. This in turn enabled the United States to emerge as the world’s financial superpower as other countries pegged their currency to the U.S. dollar. President Roosevelt was forced to cut ties between the United States currency and gold in 1971. This was necessitated when foreign nations started demanding for gold in return to giving back the U.S. dollar currency to the Federal Reserve in 1966. These foreign nations had more U.S. dollar currency than the U.S. government had as bullion’s in gold to give them in return. By severing the U.S. currency from gold, President Roosevelt stopped these foreign nations from ever claiming for the U.S. government gold in exchange for the U.S. dollar. Foreign governments had no other alternative but to continue debasing their coins to cheaper metals and to print more of their own currency than they had an equal measure in gold bullion’s. Remember that before this happened, each currency had an equal measure in gold bullion’s stored by the national governments Central Bank. By breaking this rule, these foreign nations resulted to the breaking of the bond between paper currency and precious metals.

AND MANY MORE INSIDE THE JOURNAL

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MULTIPLIED VERSUS ADDED INCOME

Written for DIPLOMATIC LIFESTYLE JOURNAL

December 2016 EDITION | diplomaticlifestyle@gmail.com

 

You may be wondering why the income gap between the rich and the poor keeps on widening on a daily basis instead of contracting over time. This is largely because the mathematical equations that rich people use and the one that poor people use totally contrast. Poor people use the mathematics of addition that is mostly based on a salary income.

You work so hard so as to get paid at the end of the month. Once your salary has been paid, you then use it to pay for monthly recurring expenses only to be left with little or no money as savings. You are therefore left with no other option but to go to work so as to get paid another salary at the end of the month. In most instances, you are forced to work another extra job so as to earn an additional income that shall enable you to cater for your expenses. Rich people on the other hand use the mathematics of multiplication. For every shilling that they have in hand, they always ensure that it is either doubled, tripled etc. One such investment that entrepreneurs use to multiply their money is through shareholding. A share is a stock in a company. You are able to get profits in shares through over the counter trading or through dividends. Five percent of your share holding capacity in an institution that you have bought shares in is the minimum expectation that you can expect as dividends. Rich people always aim to be investors instead of being traders. By doing so, they always become richer as the poor continue to be poorer. A trader is always relying on the daily market trends so as to get income and when he / she is not trading, then no income is generated. An investor puts his / her money in an institution / product / service from where other people will work so hard so as to make it become a success.

In the long run, by investing in the institution / product / service, you do not have to be working on a daily basis so as to generate income.  For example, by buying a majority shares in a company, you are automatically eligible to be the company’s board member. This comes with a monthly salary or sitting allowance for every board meeting attended / represented. Some companies also pay you a monthly stipend just for being a majority shareholder to encourage you to not sell your shares. It should be noted that from the above examples, you do not have to report to work on a daily basis from 8:00 am to 5:00 pm so as to get paid.

AND MANY MORE INSIDE THE JOURNAL

 OTHER ARTICLE REVIEWS

Diplomatic Lifestyle Journal March 2017 Edition

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NETWORK PROFITALIZATION

Written for DIPLOMATIC LIFESTYLE JOURNAL

December 2016 EDITION | diplomaticlifestyle@gmail.com

 

In order for you to know what is going on, how it is going on and when the going is going to happen, accurate and up to date information is required from reliable sources. These reliable sources are your networks or bridges to success / failure based on how you interact with them. To be able to get to this exclusive group of decision makers / breakers, you may have to register to the exclusive clubs that they belong to, attend conferences / meetings that they brainstorm / learn from etc.

One way that you can get deals done is through aligning yourself with public servants that call the shorts in your area of interest. Public servants range from the President, the Prime Minister, Cabinet Secretaries, Ministers, Kings / Queens etc who exert influence in their spheres of mandate by virtue of the office that they are holding. The salaries that they get paid as civil servants are always minimal since it can not fully sustain the lifestyle that goes with their status. To cater for the funding deficit, public servants are able to use public service to enrichen themselves.

Businessmen always know that these influential people that call the shots are in constant need of money for them to maintain their status lifestyle. They therefore line their pockets with money in exchange of favors. Businessmen buy influence whereas public servants sell their influence to the highest bidder. To avoid being easily traced, influential public servants deal in physical cash or get paid through proxies. Using such a payment system is convenient for them as it avoids trace-ability. It enables them to be able to operate anonymously and with impunity.

AND MANY MORE INSIDE THE JOURNAL

 OTHER ARTICLE REVIEWS

Diplomatic Lifestyle Journal March 2017 Edition

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LACED FOOD

Written for DIPLOMATIC LIFESTYLE JOURNAL

December 2016 EDITION | diplomaticlifestyle@gmail.com

 

Once you become a celebrity, one of the dangers that you will face in your life is the risk of food poisoning or being poisoned with lethal drugs that are aimed at leaving you dead without being easily detected. To avert this, most celebrities have resorted to only eating at places that they trust for instance at home. Sometimes, while at home, the celebrity always eats food from the same bowl as the spouse or chef. This is because; there have been instances where celebrity spouses / chefs have been paid to poison them at home.

While in a public setting, celebrities prefer eating from a self serving section that has many people serving from it. This is because, should there be cases of poisoning, then very many people will be poisoned and food eateries hate such scenarios. Having a meal that is served to a specific person on the table always makes it easy for that person to be poisoned. In such instances, most celebrities always switch meals or go without taking the meal. Celebrities have therefore developed the habit of not eating in functions that they attend or if the meal is served in a way that they do not like. Sometimes a celebrity may be forced to buy a whole crate / package of a drink just to pick one to drink. It is also recommended that you order for a fast moving meal in cases where you must place an order. In such an instance, order for meals that most people on your table ordered for. For example, if you are four people on a table, all of you can place an order of a meat pie with cappuccino instead of the three of you placing for that order while one orders for a chicken pie and cappuccino. An opportunity for the person placing the order of chicken pie and cappuccino to be poisoned, if he or she is a celebrity can occur in such an instance.

Sometimes a person can put poison in his / her fingertips. He / she will then serve you tea from a tea pot / flask and then offer to stir the sugar for you. While doing so, they will secretly release the poison from the edges of their fingertips into your tea. You will then drink the poisoned tea without knowing a thing.

AND MANY MORE INSIDE THE JOURNAL

DRUG DEBUNKING

Written for DIPLOMATIC LIFESTYLE JOURNAL

December 2016 EDITION | diplomaticlifestyle@gmail.com

 

The effect of a drug is usually determined by the amount taken. When taken in small quantities, the drug acts as a stimulant. If taken in huge quantities, then the drug acts as a sedative. Taking the drug in excessive quantities is disastrous and kills.

This article is going to give you an insight on cocaine as a drug. Whenever you want to indulge yourself into using any drug, always endeavor to know the facts of the drug in full detail.

Cocaine is extracted from Coca plant leaves hence the prefix “coca” which is combined with the alkaloid suffix “ine” = COCAine. Cocaine acts as a stimulant and a suppressant. Traditionally the Incas in the Andes chewed the raw leaves of the coca plant so as to get their hearts to beat faster and to speed up their breathing as a counter to the effects of living in thin mountain air / high altitudes. Native Peruvians on the other hand, chewed coca leaves during religious ceremonies until the year 1532 when Spanish soldiers invaded Peru. Spanish soldiers found it easier for them to control and exploit Indian laborers (whom they forced to work in their silver mines) by constantly supplying them with coca leaves to chew.

It was difficult to grow nutritious plants in the Andes. Fortunately, the coca plant which was rich in proteins and vitamins could grow there.

In 1859, a German chemist (Albert Niemann) became the first person to extract cocaine from coca leaves. The drug was later popularized in the medical community in the 1880s. Cocaine was being used in medicine to numb and decrease bleeding during nasal surgery etc.

In 1886 John Pemberton came up with a new soft drink which he named as Coca Cola. He included coca leaves as Coca Colas ingredient. This helped to increase the popularity of the drink due to the euphoric and energizing effects of the drug to Coca Cola consumers.

AND MANY MORE INSIDE THE JOURNAL

 

RANDOM FACTS

INCOME DIVERSIFICATION

 

You can be able to diversify your income when you use the following business ideas.

 Creating an e book:

Times are changing rapidly, and with it, people are always endearing to catch up with what is currently trending so as to embetter themselves. Write about what you know or spend much time either doing / talking about. Sometimes this e book can be a course since people prefer learning things by searching for them online. This avenue can be used to create a subscription business where people get value for what they are exclusively paying for. If you have good content that people value, make sure to find a way of charging for it instead of giving it out for free.

 

Create a network:

If you have a huge following / fan base, then make money off it. You can use your following to get paid to feature a product / service at a fee. This feature can even be in the form of a blog post / status update for your site / fan page on a social networking site.The more friends / fans / followers that you have, the more money you can make. You can also make money from blogging for different publications. The better you write and the more following you get, then the more money you get are likely to get as payment. If you have a referral / affiliate program for a product / service, sign up and obtain your own unique URL which you can share and then get paid as your following / fan base subscribe to it / buy the product / click on the URL. If the company does not have an affiliate program, then enquire if they have an affiliate code.

AND MANY MORE INSIDE THE JOURNAL

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Diplomatic Lifestyle Journal September 2016 Edition Page Reviews

Do you always Google on how to get rich and be successful in life? Ever wondered how Donald Trump / Brexit votes were won unexpectedly, how oil prices are manipulated and how China / Russia / North Korea consistently continue to be a formidable force?  The Diplomatic Lifestyle Journal September 2016 Edition will give you a hindsight on behind the scenes planning and execution of their schemes.

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CAPTAINS OF SERENDIPITY

 Written for DIPLOMATIC LIFESTYLE JOURNAL

September 2016 EDITION | diplomaticlifestyle@gmail.com

 

A successful entrepreneur usually looks at the day to day life that we are living in and the things that are changing or need changing. From that observation, he or she then creates a business which eventually makes them to be rich in the long term.

 

Such entrepreneurs do not just build a company per se, but an industry that usually creates a significant impact on the way people live. In the end, they always find themselves changing the world as they ponder on the next frontier and innovation to implement.

 

The idea behind their success is to find out that which is missing or is needed and that which people can be given as a viable solution to their needs; because people are always interested in doing something that they need. As an entrepreneur, you have to learn to take advantage of your strengths so as to get people to do that which you want them to do for you.

 

This article’s objective is to give you an insight into entrepreneurs or innovators who see the future and then risk their all by investing in those areas or businesses where other industry players can not dare to invest.

 

The most important personality that you need to have as an entrepreneur or innovator is to be a persevering and patient person. You should be able to build a business from scratch while using your own innovation or invention. Such a business set up requires you to tackle every step or process from its foundations and in complete detail without taking shortcuts. The aforementioned never takes places when you take over an existing business.

 

By being the first in whatever that it is that you are undertaking, you must start relatively small. Most people will initially disregard your innovation or invention over time as they have no clear idea on what you are doing or talking about.

 

After some time of relative thrashing on your innovation or invention, the breakthrough always happens and it is at such moments in time that the practicability of your innovation or invention becomes real and tangible to the nay Sayers. And since your trans-formative idea is the first in the industry, the impact thereof is usually beyond the scope that anyone could have imagined.

 

Being an industry pioneer, usually gives you a huge competitive advantage over any other person or business that will come into that domain or territory after you. Before new entrants come into play, you will have already curved an exclusive niche for yourself. It is this niche that you shall fully exploit so as to fully maximize on your profits and on your Returns on Investment.

Read more at the Diplomatic Lifestyle Journal September 2016 Edition

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MIND MINING EDUCATION SYSTEM

Written for DIPLOMATIC LIFESTYLE JOURNAL

September 2016 EDITION | diplomaticlifestyle@gmail.com

 

One of the most important phases in a person’s life is pursuing a good education. Your parents always ensure that you go to the best schools to acquire quality knowledge from the time you attain school going age till you reach the highest possible level of academia. In most instances, you never knew that education systems as we currently know them; actually came into being after the 19th century. It was at this time that industrialization had just started to flourish and so education was predicated to cater for industrialism. Subjects that were deemed as being the most useful in coming up with employees to work in this industries were given top priority in the education system.

 

You should by now have known that every education system on earth has the same hierarchy of subjects. At the top of these educational subjects hierarchy are Mathematics and Language subjects whereas Humanities subjects are always ranked at the bottom. This is simply because you are required to be able to listen to and to respond to whatever instruction that is being given to you. You are also required to know arithmetic so that you can be able to know how many hours of work your employer needs you to work and to account for money that you will incur or generate for your employer (this includes counting the wages that you will be paid after doing a satisfactory job at work).

Read more at the Diplomatic Lifestyle Journal September 2016 Edition

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CARTELIZATION

Written for DIPLOMATIC LIFESTYLE JOURNAL

September 2016 EDITION | diplomaticlifestyle@gmail.com

 

Wherever you go on earth, you must encounter a cartel. These cartels can be in many forms. The three main categories of cartels are:

  1. a) Social Cartels,
  2. b) Economic Cartels and,
  3. c) Political Cartels.

The best way to break these cartels is by cracking their secrecy code and then deciphering the language or protocol that they use. This can only be done through having an insider to penetrate the cartel and then relay the aforementioned to you.

 

For example, when you have a producers or suppliers cartel, the best way that you can break it is through forming another cartel of consumers, who will dictate how much they want to spend on commodities or services. This will be enabled through an insider who will reveal to you ways through which the producers or suppliers cartel operates.

 

Cartels in general, spread like viruses. They usually emerge from being a local problem and then expand into a regional or international threat. Cartels have their own sets of culture, rules and rituals which they enforce with death or violence. It therefore turns out that in whatever that it is that you are going to undertake so as to benefit yourself or better yourself; you shall have to deal with cartels. You will either have to get through them or across them. And for you to determine which route to take, you must know how cartels are structured and operate.

 

Once you encounter the cartel world, there is no turning back. In the cartel world, you are either with them or against them. If you are against them, you will either find yourself in hospital, in jail or dead. Cartels usually originate from an incubator. This is a Place / Common Vision and Mission that is rife for them. The incubator is then safeguarded by whatever means possible. The cartel starts through a banding together of a group of persons with common goals and interests so as to counter their suppression or sidelining. These cartel initiators usually become the cartel leaders and they usually hide themselves in safe territories or system structures from where they can not be reached unawares. This therefore makes it very difficult for them to be located.

So how are these cartels structured?

Read more at the Diplomatic Lifestyle Journal September 2016 Edition

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ENCOUNTER DRIVING

 Written for DIPLOMATIC LIFESTYLE JOURNAL

September 2016 EDITION | diplomaticlifestyle@gmail.com

 

When beginning your journey as a driver, you always begin not knowing what lies ahead. A journey can suddenly turn out to be disastrous, since each road has its own combinations of dangerous factors that can easily transform it from being an everyday medium of convenience into a death trap.

Some of the factors that you need to consider include but are not limited to the following:

  1. a) Road Design:

Most roads were constructed when there wasn’t too much traffic in the areas that they traversed partly because these areas were either sparsely populated or not populated at all. But with time, due to urbanization or a need for more housing, people started flocking into these areas. As the population increases, the road starts to cater for increased traffic which it was not initially designed for.

 

When a two way single lane road that was designed to cater for smaller vehicles starts to cater for bigger vehicles such as trucks or buses, then  vehicles will have to veer off road when concurrently passing the same section of the road or risk being involved in an accident such as having a fatal head on collision.

 

The shoulder of the road can also be very dangerous when veering off the road due to critical frictional changes on the car tires as the driver tries to remount the road shoulder. Pavement edge drop offs can also decrease the drivers ability to maintain full control of the vehicle when veering off the side of a tarmacked road and when attempting to return onto the road since the car tires tend to slip resulting to the vehicle being out of control.

Read more at the Diplomatic Lifestyle Journal September 2016 Edition

DRUG DEBUNKING

 Written for DIPLOMATIC LIFESTYLE JOURNAL

September 2016 EDITION | diplomaticlifestyle@gmail.com

 

The things that people do to attain pleasure or to forget their worldly perils can sometimes leave you in shock. This is because , the extent at which some people misuse drugs for pleasure at the expense of their health has become a daily tragedy that can no longer be ignored. In this article, we are going to give you a brief insight as to how disastrous methamphetamine can be.

 

The initial use for met-amphetamine as was envisaged by the Japanese Government was to keep troops awake during World War 2. Allied bomber pilots used the drug so as to enable them endure long flights. This was possible as the drug gets rid of fatigue and enhances productivity. After the war, the Japanese public started to obtain the drug from military supplies for personal or private use. It is at this point that the abuse of met-amphetamine started to be prevalent and to grow to unprecedented levels.

 

Met-amphetamine attracts it’s users by making them feel energized, confident and euphoric. It is this out of reality feeling (which is usually psychological and not physical) that excites people to use the drug. During the industrial revolution and even at present, people use met-amphetamine to enable them work for more shifts or hours so as to earn an extra income.

Read more at the Diplomatic Lifestyle Journal September 2016 Edition

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