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Diplomatic Lifestyle Journal March 2017 Edition Reviews

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PROFILE SHOPPING

Written for DIPLOMATIC LIFESTYLE JOURNAL

March 2017 EDITION| diplomaticlifestyle@gmail.com

When you go out to shop for a Product / Service, you always expect the person selling the Product or Service to treat you with courtesy. This is because they expect you to come back again / refer more people to come and shop with them. Unfortunately, this is not always the case. Some Luxury Fashion Labels / Shops / Retail Stores usually decide to stereotype people and generalize the way that they are portrayed. For instance, a Luxury Fashion Label / Shop / Retail Store may use secret code to alert employees when a specified person of Color or Race or Dress Code enters the store. Employees are then trained to stereotype customers by generalizing them on how they should be portrayed.

For example, some customers may be walking to a hotel that they are staying in for some time. The day may turn out to be hot and humid. They therefore decide to stop at a nearby Café to cool down as they are tired, hangover and sweaty. To get to the Café, they pass through a certain malls corridors, past a Mortgage Center (which was opposite the Café). The Mortgage Center clerks encircled the customers asking if they could be of any assistance etcetera. The customers politely decline and head to the Café. Within a short period, two well dressed persons who obviously have money to spend walk into the Mortgage Center. The clerks ignored them. The reason behind the former customers hounding is that they looked homeless and were out of their buyer demographics. They were the ones being profiled and the well-dressed customers were their target demographic. That is why the clerks did not bother to keep an eye on them.

People are stereotyped based on what they can be able to afford / what most people of that demography buy; instead of just focusing on their Race / Skin Color / Dress Code. Most sales agents are on a commission-based salary. They always want to sell to anyone, but also take precautions to avoid selling to non-willing / uninterested customers. In real sense, one should not have to dress in business casual in order for him / her to get a service.

The Diplomatic Lifestyle Journal and Sanfordestroe Company do not sell their Products / Services through Acclamation, Obstruction or Appearance Profiling.

* When your company sells through Acclamation, you usually find yourself placing noisy

speakers at the entrance of your premises to market your products. Such noise usually

brings attention to the store but most customers are usually irritated by it.

* When your company sells through Obstruction, you usually place your products on the

pathway that customers are supposed to be walking on. This is usually done to

physically alert the customer of the product and it really irritates a majority of

customers. This is because they have to maneuver their way on the walkway to pass

through as they head to their destinations.

AND MANY MORE INSIDE THE JOURNAL

 OTHER ARTICLE REVIEWS

Diplomatic Lifestyle Journal December 2016 Edition

Diplomatic Lifestyle Journal September 2016 Edition

WEALTH TRADING

Written for DIPLOMATIC LIFESTYLE JOURNAL

March 2017 EDITION | diplomaticlifestyle@gmail.com

Building wealth is a process that takes time to accomplish. For you to be able to multiply your income sources, one of the areas that you will find yourself being involved in is Trading / Investing. You may find yourself being involved in Forex Trading, Commodities Trading, and Futures Trading etcetera.

Wealthy people always want to develop relationships with other successful / wealthy individuals. This therefore makes them to be very particular with the people that they associate with. Since wealthy people have excess money that they are not using, they always endeavor to multiply the money to have enough money to:

* Cater for the unknowns.

* Invest in the stock market as strategic savings.

* Launch a side business.

* Invest in profit yielding real estate / properties.

In order for you to be able to increase the amount of money that you are saving, you need to:

* Track how you spend your money. This will enable you to be aware of instances where you

are spending your money badly or instances where a vendor may have erroneously

charged you for a Product / Service.

* Minimize your spending.

* Buy quality Products / Services.

* Maximize on your income generating sources.

Surround yourself with people that will encourage you to follow your own goals. Encouraging yourself to be with people that give you negative energy shall only worsen your situation. We have three kinds of people that you should be able to identify. These are C+ People, C People and C- People.

* C+ People are people that bring out the positivity in you or people that encourage you to

follow your own goals in spite of how ridiculous the goals may seem to them. These are

people that you should See (C) More (+).

* C People are people that you meet or interact with as you undertake your daily chores.

They are more or less like your acquaintances. These are people that you just C (See) but

do not usually spend most of your time with.

* C – People are people that give you negative energy. You should always avoid these

people as they do not add / give any value to your life. They are therefore people that

you should See (C) Less (-).

OTHER ARTICLE REVIEWS

Diplomatic Lifestyle Journal December 2016 Edition

Diplomatic Lifestyle Journal September 2016 Edition

Always aim to learn new skills. These new skills shall help you to grow as an individual. You can be able to learn these new skills by:

* Learning them in an Educational Institution.

* By joining Groups / Clubs that are enthusiastic of a new Skill / Technique that you want to

know.

* Through Self-Improvement etcetera.

You cannot be able to save until you have paid off your debts. Carrying debts that have compound interests is bad. Such debts should be avoided at all costs. Financial Stress always changes people for the worse. Do not let financial stress ruin your life since life is too short for you to live it as a spectator.

Investing / Trading requires hard work / effort. You need to spend quality time researching on stocks of instruments that suit your style of investing. Copying other people’s style of investment is not acceptable as everyone has a different risk appetite. It is recommended that you stick to the basics when trading. You can start by finding Non-Correlated quality Stocks or Exchange Traded Funds. Non-Correlated Stocks / Asset Classes are Stock / Asset Classes that tend to not move along with the wider stock market for example Gold and Silver. Exchange Traded Funds on the other hand are a pooled investment instrument that you can use to access a diversified exposure to a particular area of the market. These areas can be in Stocks, Bonds, Commodities, Currencies or a blend of assets.

In Exchange Traded Funds, investors buy shares that represent a proportional interest in the pooled assets. These shares can be bought directly from any Brokerage Accountant. Exchange Traded Funds can take place any time the markets are open, you can sell short, place a stop loss or limit orders and can buy them on margin. Always remember to not trade Exchange-Traded Funds in the first and last minutes of the trading day.

Exchange Traded Funds Risks include:

* Exchange Traded Fund Shut Down. In such an instance, the fund is always liquidated

and Shareholders paid in cash. You should always sell out of an Exchange-Traded Fund as

soon as it announces that it is closing. Remember to avoid rushing to trade with an

Exchange-Traded Fund just because it is trending.

Always apply due diligence and make an extensive research on a fund as it may be on the

verge of shutting down / may be at risk of shutting down / may be shutting down.

* Broken Exchange Traded Funds occurs when a country experiences a Revolution / Crisis

that forces the country’s stock exchange to shut down for a period that may last for days

or weeks. During the closure, investors may expect it to open from where the market was

before the Revolution / Crisis. However, when the stock exchange opens back again, the

market may be flat thereby forcing the Exchange Traded Fund to plummet in value.

AND MANY MORE INSIDE THE JOURNAL

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GATED COMMUNITY EXPLOITATION

Written for DIPLOMATIC LIFESTYLE JOURNAL

March 2017 EDITION | diplomaticlifestyle@gmail.com

Living in a Gated Community is the envy of many homeowners. It makes them feel as if they are living in an exclusive and secure residence. If the amenities and alternative access roads are properly Designed, Managed and Catered for, then you have no need to worry / be troubled. However, in some instances, this may never be the case especially when unscrupulous residents with egocentric ideas decide to influence or manipulate the Residential Area Decision-Making Process / Organs.

To give you an idea of what may happen; we are going to use a Virtual Community Estate / Residence. You may have desired to own your own home with a nice garden instead of renting one. You happen to get a place where you can set up your dream home. At the time of buying land, the place happens to be having few residents since many people have not yet bought the allocated pieces of land.

The design of the location is strictly residential to provide residents with a serene, quiet and lush green environment to live in. Soon, the place is substantially occupied. Cases of houses being broken into and thieves getting an easy way out without being caught started to arise. Some of these thieves had the courage to carjack residents. They then had them driving all over the estate while harassing them. Residents came up with a unanimous resolution in their estate meeting to have each Estate Zone Boundary Streets / Routes gated. The initial Estate Master Plan had the estate designed with open zones that allow for the mutual flow of people and cars. To cater for this initial master plan, estate residents decided that all Second Avenues / Access Roads were to be accessible to vehicles in case there is restricted access on the Estate Main Avenue due to cases such as vehicle accidents. They were therefore reserved as Alternative Vehicle Access Routes during emergency cases. The introduction of gates actually helped to curb estate carjacking and to restrict the easy movement / access by thieves.

Residents further decided to introduce Zonal Security Guards. This was done because of some residents had their family members being killed within the estate / being killed elsewhere and their bodies dumped within the estate. Robberies also became violent as robbers began stealing while armed due to restricted escape routes. It should be noted that most of these killings were predetermined as some spouses ordered the killing of their partners for monetary purposes. In other instances, these residents were being killed because of the underhand dealings that they were involved in such as drug trafficking, money laundering, tenderpreneuring etcetera. Some homes were also robbed because of the friends that the family members welcomed into their homes. These friends could see the lavish lifestyle that they were living in or be privy to inside information such as where the house keys are hidden for other family members to access when there is no one around. They could then tell other people, some of whom will turn out to be robbers. Sometimes even these friends could be robbers. In other instances, the people making the gates colluded with robbers to have an increase in their gate sales.

AND MANY MORE INSIDE THE JOURNAL

 OTHER ARTICLE REVIEWS

Diplomatic Lifestyle Journal December 2016 Edition

Diplomatic Lifestyle Journal September 2016 Edition

LOAN INTEREST RATES MANIPULATION

Written for DIPLOMATIC LIFESTYLE JOURNAL

March 2017 EDITION | diplomaticlifestyle@gmail.com

You may decide to go and acquire a loan that shall enable you to cater for crucial ventures. I would like to discourage you from taking a loan to cater for emergencies. Emergencies are planned for by saving. If you know the time value of money, then you know that when you borrow money, the returns must be magnified. You must always outperform your invested money to obtain an Exponential Return of Value. Whatever you do with borrowed money, your Rate of Return should always be better than your Borrowing Rate. Lending institutions know this very well and so should you.

CAN YOU NOT TURN UP AND STILL MAKE MONEY?

                       A loan is comprised of two components:

* The Principal Amount (This is the amount of money you are loaned).

* The Interest Amount (This is the amount institutions charge you for lending you their

money).

A loan also comes with Fees / Extra charges such as : Application Fees, Risk Premium / Insurance Fees, Negotiation Fees / Staff Commission Payments, Commitment Fees etcetera. Lending institutions get rich at the misery of others / from the misery of others. These institutions are in the business of making profits and self-gain is all that matters. You should therefore do proper research before taking any loan. You may be thinking that you have taken a superb loan when in the real sense, the person that offered you the loan did not fully disclose to you the loans terms and conditions.

This article is going to show you how to calculate interest on a Reducing Balance Interest Loan and Flat Rate Interest Based Loans.

REDUCING BALANCE LOAN INTEREST CALCULATION FORMULA.

Lending Organizations fix their Interest Rate to a Standard Rate that is determined by an external entity such as the Government, the Federal Reserve or the Central Bank. The external entity determines the Maximum Index Interest Rate that lenders can levy on their customers as determined by law. Lenders shall then base their loans on a Fixed Interest Rate that is determined by them and the Index Rate that was determined by the external entity. This index rate may vary over time, implying that your loan shall be constantly reviewed to reflect the new interest. When creating the product, the lender always ensures that, they incorporate the frequency at which the interest rate is reviewed.

Loans that are using an Index Rate are always updated anytime there is a new Index Rate. The interest rates quoted for such loans become the effective interest rate.

Interest Payable Per Installment = Interest Rate Per Installment * Remaining Loan Amount

For example:

If you borrowed a loan of 100,000 shillings and that loan was disbursed on the 15th day of the month with an interest review to be undertaken on a monthly basis. The loans Interest Spread as determined by the bank shall be reserved at a rate of 2% per month during the term of the loan.

At the time of taking the loan, the Index Rate shall be at 5%.

Loan Amount : 100,000

Interest : 5% (Index Rate) + 2% (Spread as determined by the bank).

Installment Payment Rate : Monthly

Loan Interest Rate Review : Monthly

Loan Disbursal Date : 15th / Month /Year

Suppose the external entity keeps the Interest Rate at 5% on the next month that you are supposed to pay the Loan, then the Interest payable shall be:

First Installment Interest Rate of 7% that is 5% Index Rate + 2% Spread as determined by the bank.

Interest Rate Payable = 7/100 * 100,000 = 7,000

NB: The loans Principal Amount of 100,000 may not be the amount that you shall actually get in your account  when the loan is disbursed. For instance, the loan amount may be less after bank charges have been deducted. Charges such as 3% Processing Fee = 3,000 Shillings and 0.6% Insurance Fee per Year = 600 Shillings. Hence, Amount shall be 100,000 – 3,600 = 96,400 Shillings. Other lenders may even decide to withhold money that equates to certain number (s) of loan monthly repayment amount to cater for loan payment delays. This amount shall then be deducted from the amount that   the client is supposed to receive in the account.

If the Index Rate is increased to 6%. The change will affect the loan repayment schedule as follows :  6% (Index) + 2% (Spread) = 8 %

If your Monthly Installment is 10,000 Shillings then you will have paid 7,000 Shillings as the Interest Amount and 3,000 Shillings shall have been used as payment for the Principal Amount.

The Second Months Interest Payment shall be :

100,000 – 3,000 = 97,000 as the New Principal Amount

97,000 * 8/100 = 7,760 as Interest Rate payable for that month.

Lenders using the Reducing Balance Method of loan payment always ensure that you spend the first two years offsetting the loans interest as opposed to the Principal Amount. If you go to the bank to request for a loan statement, that will help you to confirm that. You can also confirm if you are paying more of the loan interest as opposed to the Principal Amount is when you request to settle the debt / have the loan bought off.

If you are using your salary to calculate your loan ability,  the formula usually uses Gross Pay and not Basic Pay.

RECOMMENDATION

If you are borrowing for a long period, then a Flat Rate Interest Loan is recommended. When borrowing for a short period, then a Reducing Balance Interest Rate Loan is recommended.

Some institutions utilize a true Reducing Balance Loan where you have a constant Interest Rate for the duration of the loan. The Interest Amount is also calculated after the Principal Amount paid has been deducted. The advantage of borrowing from institutions where you own shares is that you end up getting paid dividends when they make profits.

AND MANY MORE INSIDE THE JOURNAL

DRUG DEBUNKING

Written for DIPLOMATIC LIFESTYLE JOURNAL

March 2017 EDITION | diplomaticlifestyle@gmail.com

Nicotine is a poisonous chemical that contains Nitrogen. Nicotine is produced synthetically or made by the tobacco plant as a means of protecting itself from being eaten by insects.

The tobacco plant is native to the Americas and Native Americans initially used it during sacred rituals and as medicine. Nicotine is extracted from tobacco leaves through solvent treatment or by steam. Nicotine was first used as an agricultural insecticide in 1763 when it was sprayed on vegetation to kill / deter insects.

Nicotine either killed / deterred insects as its effects are lethal to the nervous system. There have been reports of gardeners dying from handling nicotine in a matter of minutes due to respiratory failure.

In 1828, Nicotine was extracted from tobacco Leaves.

In 1614, Beggars in Seville, Spain invented cigarettes. These beggars used to collect scraps of cigars and then rolled the tobacco into small pieces of paper. Before then, tobacco consumption used to be limited to either chewing tobacco OR smoking tobacco / cigar.

HOW NICOTINE WORKS

After a smoker inhales, nicotine is absorbed by your body through the Mucosal Linings of the Mouth , Lungs and Nose while the rest is absorbed through the Skin. This nicotine then travels through the bloodstream to the brain. Smokeless tobacco products such as Skin Patches, Gum and Chewing Tobacco deliver their Nicotine Fix when it is absorbed through the Gastrointestinal Tract or Skin. Once nicotine has entered the body, it is immediately absorbed into the bloodstream. From the bloodstream, it has access to all the major organs of your body e.g. the brain. Nicotine shall then stimulate Adrenaline Glands to produce Epinephrine. This increases your heart rate and blood pressure while constricting your blood vessels, making you alert. Epinephrine also triggers Glucose to be released in your body. This Glucose then gives you a short-term energy boost.

Nicotine binds to specific receptors on the Presynaptic Neuron. Nicotine binds to Nicotine Receptors on the Dopamine containing Axon Terminal (found in the Nucleus Accumbens) resulting in the release of more Dopamine. This then makes the smoker to enjoy the pleasure of smoking and to have the desire of using it repeatedly.

AND MANY MORE INSIDE THE JOURNAL

RANDOM FACTS

 ENTRUSTED EMPLOYEE

 

Whenever you set up a Company, always ensure that you have put in place proper Company Policies and Guidelines / Procedures. A Company that is selling high-end vehicles had a Client requesting to view three vehicles to fully decide on the vehicle that he shall buy. The Company Director then called one of the employees to have the vehicles delivered to the client’s offices for viewing. The employee decided to get two of his friends to drive the other two vehicles as there was no one else to drive them. En route, armed robbers waylaid the vehicles convoy and forced the drivers to drive to a nearby forest. The drivers were left stranded in the forest and the robbers drove off with the vehicles.

The company employee then reported the matter to the police at the nearest police station. In the mean time, the Company Security Guard together with the employee’s two friends decided to go into hiding. The employee was then arrested and charged before court for conspiring with others (who were not in court) to rob the company of three vehicles. In court, the employee was tried and the charges were dismissed due to insufficient evidence and shoddy investigations.

This was possible because:

  * The Telephone instructions that the Director gave the employee were unsubstantiated, as

they were not recorded.

* When the Vehicles were leaving the Show Room, there was no Documentation signed by

the Drivers to acknowledge the same.

* When the Vehicles left the Company premises, the Security Guard was not given any

Dispatch Documentation to log the same in a Register.

The company ended up losing the Vehicles at their own expense as the Cars had no Insurance. The element of mutual trust between the employee and the employer is good but in cases where proper documentation must be done, no compromises are acceptable.

AND MANY MORE INSIDE THE JOURNAL

OTHER ARTICLE REVIEWS

Diplomatic Lifestyle Journal December 2016 Edition

Diplomatic Lifestyle Journal September 2016 Edition

Mind Mining Education System

Gated Community Exploitation

diplomatic-lifestyle-journal-december-2016-edition-without-author-name

Diplomatic Lifestyle Journal December 2016 Edition Page Reviews.

The Diplomatic Lifestyle Journal December 2016 Edition

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 MONEY SKEWING SCHEMATICS

Written for DIPLOMATIC LIFESTYLE JOURNAL

December 2016 EDITION| diplomaticlifestyle@gmail.com

 

In life, there are some common things that all human beings either have or need to have. That is food, clothing, shelter and money. As you strive to be amongst the economic 1%, you need to know / learn where to invest or deposit your money. One of the places that you will invest your money is in the bank. Before you even think of investing your money in the bank, you may be forced to decide whether you should have your treasure as a physical commodity (such as gold or prime property) OR as cash.

 

The first metal coins were minted in China and Turkey around 2500 years ago. Before then, people mostly traded using barter trade. This was possible because they were living in smaller communities and one could mentally keep track of their debts / credits. When people wanted to trade in outside economies or in far places, they always wanted to transact using something that is scaleable. This desire resulted to the invention of commodity money.

 

This commodity money had five distinct characteristics:

  1. The Money is easy to carry around.
  2. The Money can be easily identified.
  3. The money has the ability of having one value being substituted by several smaller values. And these smaller values should equally total up to the one single value that they are substituting.
  4. The Money can be easily cut into smaller pieces.

 

Coins were therefore invented as a mode of currency because they were more durable unlike grains / rare stones / fish etc. A more stable economic system was needed as undurable commodities were a bad store of value. A bad store of value can easily throw an economy / currency into turmoil. The need for money usually arises naturally as markets begin to develop and as people realize that they need some medium of exchange in order to procure a product or pay for services rendered. Money therefore originates from people and not governments. Coins enabled people to buy commodities across vast territories as long as people trusted the metal content that the respective authorities made them with. Authorities were given the mandate to supply currency in their respective territories. By minting coins in a steady and predictable manner, authorities were able to promote economic growth / stability.

 

As a result, money and political power was intrinsically centralized and linked. Authorities were able to levy taxes on their subjects through this universally accepted currency. These taxes were used to build palaces, to maintain their lavish lifestyle and to finance the wars that they constantly waged at the time. The authorities then started to substitute expensive metals with cheaper ones when minting new coins. This is called currency debasement. France used to debase its currency in every 20 months for 200 years. Currency debasement occurs when the value of the currency is lowered. It is particularly used when the quantity of gold / silver / copper etc is reduced in those respective metal coins. Currency debasement may encourage you to invest your money into other investment instruments such as Fixed Deposit Investments, Government Bonds, Real Estate Property etc. This is encouraged so as to have the money invested to create extra income as a shilling invested today, can be debased to fifty cents. In reality, you need to have that shilling multiplying several times in the future so as to counter currency debasement.

 

Traders found it cumbersome and risky to carry several boxes of coins while going to buy goods from far away markets. They also ran the risk of the money being stolen en route. International merchants therefore realized that one person’s debt was valuable and that it could be traded or transferred, if it originated from a reliable and trusted source. They therefore came up with an I Owe You (I.O.U.) Note that one could use as some form of paper money. This paper money was based on somebody’s promise to pay and not on hard commodities or metal. Many traders could write an I.O.U. Note and there was a need to have bigger players to act as intermediaries between them. This was because bigger merchants could supply / source for commodities from multiple traders. As a result, they were used as clearing houses for the I.O.U.s By acting as clearing houses, their mandate was to settle mutual claims and I.O.U. notes between traders / bigger merchant families that represented other traders under them.

OTHER ARTICLE REVIEWS

Diplomatic Lifestyle Journal March 2017 Edition

Diplomatic Lifestyle Journal September 2016 Edition

In 1913 the Federal Reserve was created after U.S. Bankers and Politicians decided that the country needed to have a permanent central bank as a matter of national significance. The Federal Reserve mandate included the supply or retaining of a single currency known as the Federal Reserve Note. The dollar as was earlier alluded to was still tied to gold. A strategic control of the U.S. dollar currency was used to control the countries economic booms / bursts.

 

In 1933, President Roosevelt introduced a controversial Executive Order that was issued on the 5th of April 1933 where all persons were required to deliver all gold coin, gold bullion and gold certificates that they owned to a Federal Reserve Bank, Branch or Agency OR to any member of the Federal Reserve System, on or before the 1st of May 1933. Failure to give the gold as requested subjected that particular citizen to facing a possible jail term. The Federal Reserve lured foreign governments and citizens to surrendering their gold to them by giving them a great payout unlike the fixed payout that the U.S. citizens were being given in exchange for their gold. Many were lured into the offer and a lot of gold entered the United States. These foreigners helped to spread the dollar currency across the globe.

 

Then came World War Two which devastated every major economy except the United States. This was possible as the U.S. owned more than half of the worlds gold reserve, and one could redeem the dollar for gold. As a result, the U.S. dollar became the worlds most stable and trusted currency. This in turn enabled the United States to emerge as the world’s financial superpower as other countries pegged their currency to the U.S. dollar. President Roosevelt was forced to cut ties between the United States currency and gold in 1971. This was necessitated when foreign nations started demanding for gold in return to giving back the U.S. dollar currency to the Federal Reserve in 1966. These foreign nations had more U.S. dollar currency than the U.S. government had as bullion’s in gold to give them in return. By severing the U.S. currency from gold, President Roosevelt stopped these foreign nations from ever claiming for the U.S. government gold in exchange for the U.S. dollar. Foreign governments had no other alternative but to continue debasing their coins to cheaper metals and to print more of their own currency than they had an equal measure in gold bullion’s. Remember that before this happened, each currency had an equal measure in gold bullion’s stored by the national governments Central Bank. By breaking this rule, these foreign nations resulted to the breaking of the bond between paper currency and precious metals.

AND MANY MORE INSIDE THE JOURNAL

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MULTIPLIED VERSUS ADDED INCOME

Written for DIPLOMATIC LIFESTYLE JOURNAL

December 2016 EDITION | diplomaticlifestyle@gmail.com

 

You may be wondering why the income gap between the rich and the poor keeps on widening on a daily basis instead of contracting over time. This is largely because the mathematical equations that rich people use and the one that poor people use totally contrast. Poor people use the mathematics of addition that is mostly based on a salary income.

You work so hard so as to get paid at the end of the month. Once your salary has been paid, you then use it to pay for monthly recurring expenses only to be left with little or no money as savings. You are therefore left with no other option but to go to work so as to get paid another salary at the end of the month. In most instances, you are forced to work another extra job so as to earn an additional income that shall enable you to cater for your expenses. Rich people on the other hand use the mathematics of multiplication. For every shilling that they have in hand, they always ensure that it is either doubled, tripled etc. One such investment that entrepreneurs use to multiply their money is through shareholding. A share is a stock in a company. You are able to get profits in shares through over the counter trading or through dividends. Five percent of your share holding capacity in an institution that you have bought shares in is the minimum expectation that you can expect as dividends. Rich people always aim to be investors instead of being traders. By doing so, they always become richer as the poor continue to be poorer. A trader is always relying on the daily market trends so as to get income and when he / she is not trading, then no income is generated. An investor puts his / her money in an institution / product / service from where other people will work so hard so as to make it become a success.

In the long run, by investing in the institution / product / service, you do not have to be working on a daily basis so as to generate income.  For example, by buying a majority shares in a company, you are automatically eligible to be the company’s board member. This comes with a monthly salary or sitting allowance for every board meeting attended / represented. Some companies also pay you a monthly stipend just for being a majority shareholder to encourage you to not sell your shares. It should be noted that from the above examples, you do not have to report to work on a daily basis from 8:00 am to 5:00 pm so as to get paid.

AND MANY MORE INSIDE THE JOURNAL

 OTHER ARTICLE REVIEWS

Diplomatic Lifestyle Journal March 2017 Edition

Diplomatic Lifestyle Journal September 2016 Edition

NETWORK PROFITALIZATION

Written for DIPLOMATIC LIFESTYLE JOURNAL

December 2016 EDITION | diplomaticlifestyle@gmail.com

 

In order for you to know what is going on, how it is going on and when the going is going to happen, accurate and up to date information is required from reliable sources. These reliable sources are your networks or bridges to success / failure based on how you interact with them. To be able to get to this exclusive group of decision makers / breakers, you may have to register to the exclusive clubs that they belong to, attend conferences / meetings that they brainstorm / learn from etc.

One way that you can get deals done is through aligning yourself with public servants that call the shorts in your area of interest. Public servants range from the President, the Prime Minister, Cabinet Secretaries, Ministers, Kings / Queens etc who exert influence in their spheres of mandate by virtue of the office that they are holding. The salaries that they get paid as civil servants are always minimal since it can not fully sustain the lifestyle that goes with their status. To cater for the funding deficit, public servants are able to use public service to enrichen themselves.

Businessmen always know that these influential people that call the shots are in constant need of money for them to maintain their status lifestyle. They therefore line their pockets with money in exchange of favors. Businessmen buy influence whereas public servants sell their influence to the highest bidder. To avoid being easily traced, influential public servants deal in physical cash or get paid through proxies. Using such a payment system is convenient for them as it avoids trace-ability. It enables them to be able to operate anonymously and with impunity.

AND MANY MORE INSIDE THE JOURNAL

 OTHER ARTICLE REVIEWS

Diplomatic Lifestyle Journal March 2017 Edition

Diplomatic Lifestyle Journal September 2016 Edition

LACED FOOD

Written for DIPLOMATIC LIFESTYLE JOURNAL

December 2016 EDITION | diplomaticlifestyle@gmail.com

 

Once you become a celebrity, one of the dangers that you will face in your life is the risk of food poisoning or being poisoned with lethal drugs that are aimed at leaving you dead without being easily detected. To avert this, most celebrities have resorted to only eating at places that they trust for instance at home. Sometimes, while at home, the celebrity always eats food from the same bowl as the spouse or chef. This is because; there have been instances where celebrity spouses / chefs have been paid to poison them at home.

While in a public setting, celebrities prefer eating from a self serving section that has many people serving from it. This is because, should there be cases of poisoning, then very many people will be poisoned and food eateries hate such scenarios. Having a meal that is served to a specific person on the table always makes it easy for that person to be poisoned. In such instances, most celebrities always switch meals or go without taking the meal. Celebrities have therefore developed the habit of not eating in functions that they attend or if the meal is served in a way that they do not like. Sometimes a celebrity may be forced to buy a whole crate / package of a drink just to pick one to drink. It is also recommended that you order for a fast moving meal in cases where you must place an order. In such an instance, order for meals that most people on your table ordered for. For example, if you are four people on a table, all of you can place an order of a meat pie with cappuccino instead of the three of you placing for that order while one orders for a chicken pie and cappuccino. An opportunity for the person placing the order of chicken pie and cappuccino to be poisoned, if he or she is a celebrity can occur in such an instance.

Sometimes a person can put poison in his / her fingertips. He / she will then serve you tea from a tea pot / flask and then offer to stir the sugar for you. While doing so, they will secretly release the poison from the edges of their fingertips into your tea. You will then drink the poisoned tea without knowing a thing.

AND MANY MORE INSIDE THE JOURNAL

DRUG DEBUNKING

Written for DIPLOMATIC LIFESTYLE JOURNAL

December 2016 EDITION | diplomaticlifestyle@gmail.com

 

The effect of a drug is usually determined by the amount taken. When taken in small quantities, the drug acts as a stimulant. If taken in huge quantities, then the drug acts as a sedative. Taking the drug in excessive quantities is disastrous and kills.

This article is going to give you an insight on cocaine as a drug. Whenever you want to indulge yourself into using any drug, always endeavor to know the facts of the drug in full detail.

Cocaine is extracted from Coca plant leaves hence the prefix “coca” which is combined with the alkaloid suffix “ine” = COCAine. Cocaine acts as a stimulant and a suppressant. Traditionally the Incas in the Andes chewed the raw leaves of the coca plant so as to get their hearts to beat faster and to speed up their breathing as a counter to the effects of living in thin mountain air / high altitudes. Native Peruvians on the other hand, chewed coca leaves during religious ceremonies until the year 1532 when Spanish soldiers invaded Peru. Spanish soldiers found it easier for them to control and exploit Indian laborers (whom they forced to work in their silver mines) by constantly supplying them with coca leaves to chew.

It was difficult to grow nutritious plants in the Andes. Fortunately, the coca plant which was rich in proteins and vitamins could grow there.

In 1859, a German chemist (Albert Niemann) became the first person to extract cocaine from coca leaves. The drug was later popularized in the medical community in the 1880s. Cocaine was being used in medicine to numb and decrease bleeding during nasal surgery etc.

In 1886 John Pemberton came up with a new soft drink which he named as Coca Cola. He included coca leaves as Coca Colas ingredient. This helped to increase the popularity of the drink due to the euphoric and energizing effects of the drug to Coca Cola consumers.

AND MANY MORE INSIDE THE JOURNAL

 

RANDOM FACTS

INCOME DIVERSIFICATION

 

You can be able to diversify your income when you use the following business ideas.

 Creating an e book:

Times are changing rapidly, and with it, people are always endearing to catch up with what is currently trending so as to embetter themselves. Write about what you know or spend much time either doing / talking about. Sometimes this e book can be a course since people prefer learning things by searching for them online. This avenue can be used to create a subscription business where people get value for what they are exclusively paying for. If you have good content that people value, make sure to find a way of charging for it instead of giving it out for free.

 

Create a network:

If you have a huge following / fan base, then make money off it. You can use your following to get paid to feature a product / service at a fee. This feature can even be in the form of a blog post / status update for your site / fan page on a social networking site.The more friends / fans / followers that you have, the more money you can make. You can also make money from blogging for different publications. The better you write and the more following you get, then the more money you get are likely to get as payment. If you have a referral / affiliate program for a product / service, sign up and obtain your own unique URL which you can share and then get paid as your following / fan base subscribe to it / buy the product / click on the URL. If the company does not have an affiliate program, then enquire if they have an affiliate code.

AND MANY MORE INSIDE THE JOURNAL

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Diplomatic Lifestyle Journal September 2016 Edition Page Reviews

Do you always Google on how to get rich and be successful in life? Ever wondered how Donald Trump / Brexit votes were won unexpectedly, how oil prices are manipulated and how China / Russia / North Korea consistently continue to be a formidable force?  The Diplomatic Lifestyle Journal September 2016 Edition will give you a hindsight on behind the scenes planning and execution of their schemes.

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CAPTAINS OF SERENDIPITY

 Written for DIPLOMATIC LIFESTYLE JOURNAL

September 2016 EDITION | diplomaticlifestyle@gmail.com

 

A successful entrepreneur usually looks at the day to day life that we are living in and the things that are changing or need changing. From that observation, he or she then creates a business which eventually makes them to be rich in the long term.

 

Such entrepreneurs do not just build a company per se, but an industry that usually creates a significant impact on the way people live. In the end, they always find themselves changing the world as they ponder on the next frontier and innovation to implement.

 

The idea behind their success is to find out that which is missing or is needed and that which people can be given as a viable solution to their needs; because people are always interested in doing something that they need. As an entrepreneur, you have to learn to take advantage of your strengths so as to get people to do that which you want them to do for you.

 

This article’s objective is to give you an insight into entrepreneurs or innovators who see the future and then risk their all by investing in those areas or businesses where other industry players can not dare to invest.

 

The most important personality that you need to have as an entrepreneur or innovator is to be a persevering and patient person. You should be able to build a business from scratch while using your own innovation or invention. Such a business set up requires you to tackle every step or process from its foundations and in complete detail without taking shortcuts. The aforementioned never takes places when you take over an existing business.

 

By being the first in whatever that it is that you are undertaking, you must start relatively small. Most people will initially disregard your innovation or invention over time as they have no clear idea on what you are doing or talking about.

 

After some time of relative thrashing on your innovation or invention, the breakthrough always happens and it is at such moments in time that the practicability of your innovation or invention becomes real and tangible to the nay Sayers. And since your trans-formative idea is the first in the industry, the impact thereof is usually beyond the scope that anyone could have imagined.

 

Being an industry pioneer, usually gives you a huge competitive advantage over any other person or business that will come into that domain or territory after you. Before new entrants come into play, you will have already curved an exclusive niche for yourself. It is this niche that you shall fully exploit so as to fully maximize on your profits and on your Returns on Investment.

Read more at the Diplomatic Lifestyle Journal September 2016 Edition

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MIND MINING EDUCATION SYSTEM

Written for DIPLOMATIC LIFESTYLE JOURNAL

September 2016 EDITION | diplomaticlifestyle@gmail.com

 

One of the most important phases in a person’s life is pursuing a good education. Your parents always ensure that you go to the best schools to acquire quality knowledge from the time you attain school going age till you reach the highest possible level of academia. In most instances, you never knew that education systems as we currently know them; actually came into being after the 19th century. It was at this time that industrialization had just started to flourish and so education was predicated to cater for industrialism. Subjects that were deemed as being the most useful in coming up with employees to work in this industries were given top priority in the education system.

 

You should by now have known that every education system on earth has the same hierarchy of subjects. At the top of these educational subjects hierarchy are Mathematics and Language subjects whereas Humanities subjects are always ranked at the bottom. This is simply because you are required to be able to listen to and to respond to whatever instruction that is being given to you. You are also required to know arithmetic so that you can be able to know how many hours of work your employer needs you to work and to account for money that you will incur or generate for your employer (this includes counting the wages that you will be paid after doing a satisfactory job at work).

Read more at the Diplomatic Lifestyle Journal September 2016 Edition

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CARTELIZATION

Written for DIPLOMATIC LIFESTYLE JOURNAL

September 2016 EDITION | diplomaticlifestyle@gmail.com

 

Wherever you go on earth, you must encounter a cartel. These cartels can be in many forms. The three main categories of cartels are:

  1. a) Social Cartels,
  2. b) Economic Cartels and,
  3. c) Political Cartels.

The best way to break these cartels is by cracking their secrecy code and then deciphering the language or protocol that they use. This can only be done through having an insider to penetrate the cartel and then relay the aforementioned to you.

 

For example, when you have a producers or suppliers cartel, the best way that you can break it is through forming another cartel of consumers, who will dictate how much they want to spend on commodities or services. This will be enabled through an insider who will reveal to you ways through which the producers or suppliers cartel operates.

 

Cartels in general, spread like viruses. They usually emerge from being a local problem and then expand into a regional or international threat. Cartels have their own sets of culture, rules and rituals which they enforce with death or violence. It therefore turns out that in whatever that it is that you are going to undertake so as to benefit yourself or better yourself; you shall have to deal with cartels. You will either have to get through them or across them. And for you to determine which route to take, you must know how cartels are structured and operate.

 

Once you encounter the cartel world, there is no turning back. In the cartel world, you are either with them or against them. If you are against them, you will either find yourself in hospital, in jail or dead. Cartels usually originate from an incubator. This is a Place / Common Vision and Mission that is rife for them. The incubator is then safeguarded by whatever means possible. The cartel starts through a banding together of a group of persons with common goals and interests so as to counter their suppression or sidelining. These cartel initiators usually become the cartel leaders and they usually hide themselves in safe territories or system structures from where they can not be reached unawares. This therefore makes it very difficult for them to be located.

So how are these cartels structured?

Read more at the Diplomatic Lifestyle Journal September 2016 Edition

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ENCOUNTER DRIVING

 Written for DIPLOMATIC LIFESTYLE JOURNAL

September 2016 EDITION | diplomaticlifestyle@gmail.com

 

When beginning your journey as a driver, you always begin not knowing what lies ahead. A journey can suddenly turn out to be disastrous, since each road has its own combinations of dangerous factors that can easily transform it from being an everyday medium of convenience into a death trap.

Some of the factors that you need to consider include but are not limited to the following:

  1. a) Road Design:

Most roads were constructed when there wasn’t too much traffic in the areas that they traversed partly because these areas were either sparsely populated or not populated at all. But with time, due to urbanization or a need for more housing, people started flocking into these areas. As the population increases, the road starts to cater for increased traffic which it was not initially designed for.

 

When a two way single lane road that was designed to cater for smaller vehicles starts to cater for bigger vehicles such as trucks or buses, then  vehicles will have to veer off road when concurrently passing the same section of the road or risk being involved in an accident such as having a fatal head on collision.

 

The shoulder of the road can also be very dangerous when veering off the road due to critical frictional changes on the car tires as the driver tries to remount the road shoulder. Pavement edge drop offs can also decrease the drivers ability to maintain full control of the vehicle when veering off the side of a tarmacked road and when attempting to return onto the road since the car tires tend to slip resulting to the vehicle being out of control.

Read more at the Diplomatic Lifestyle Journal September 2016 Edition

DRUG DEBUNKING

 Written for DIPLOMATIC LIFESTYLE JOURNAL

September 2016 EDITION | diplomaticlifestyle@gmail.com

 

The things that people do to attain pleasure or to forget their worldly perils can sometimes leave you in shock. This is because , the extent at which some people misuse drugs for pleasure at the expense of their health has become a daily tragedy that can no longer be ignored. In this article, we are going to give you a brief insight as to how disastrous methamphetamine can be.

 

The initial use for met-amphetamine as was envisaged by the Japanese Government was to keep troops awake during World War 2. Allied bomber pilots used the drug so as to enable them endure long flights. This was possible as the drug gets rid of fatigue and enhances productivity. After the war, the Japanese public started to obtain the drug from military supplies for personal or private use. It is at this point that the abuse of met-amphetamine started to be prevalent and to grow to unprecedented levels.

 

Met-amphetamine attracts it’s users by making them feel energized, confident and euphoric. It is this out of reality feeling (which is usually psychological and not physical) that excites people to use the drug. During the industrial revolution and even at present, people use met-amphetamine to enable them work for more shifts or hours so as to earn an extra income.

Read more at the Diplomatic Lifestyle Journal September 2016 Edition

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